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Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.

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โˆ™ 2013-08-18 22:23:03
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Q: Is the furnace covered by homeowners insurance?
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Related questions

Will homeowners insurance cover a furnace fire?

It depends on the cause of the furnace fire. Remember that homeowners insurance is all tied to the cause and whether or not it is a covered cause. If the furnace fire was caused because of lack of maintenance then it would not be covered. If the furnace fire started because of some other accidental covered cause then it would be covered.


Does homeowners insurance cover Clean up after furnace malfuntion?

I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement


Are snowmobiles covered on your Homeowners insurance policy?

depending on you insurance company... I know my snowmobiles are covered on my homeowners


Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.


Are garages covered by homeowners insurance?

Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.


Homeowners Insurance?

form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance


Does homeowners insurance cover the root cause?

No. homeowners insurance covers resulting damages of the covered perils.


Does homeowners insurance cover galvanized pipe?

Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.


Does homeowners insurance cover demolition?

Yes. That is covered on a homeowners policy.


Is telephone fraud covered by homeowners insurance?

No. Not a covered cause.


Is scabies covered on homeowners insurance?

Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy


Is back up within a septic system covered by homeowners insurance?

Probably not. Usually a septic system backup is caused by a maintenance issue and not by a covered cause that would be covered on your homeowners insurance.


Are furnaces covered under home owners insurance?

If the furnace was damaged by a covered peril, typically fire, wind hail, lightning etc., it would be covered subject to your deductible and other terms of your policy such as possible depreciation. If the furnace is just old and defective due to normal wear and tear then t is not covered. It would be a homeowners normal and expected maintenance responsibility.


How do you know if the dirt the house is built on is not part of the homeowners insurance coverage?

Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance.


Is the loss of your dental appliance covered under your homeowners insurance?

No, but it may be covered under your dental insurance plan.


Is stolen money covered in renters insurance?

No, cash is not covered, same on homeowners policy, not covered.


Does homeowners insurance covered an attached garage?

yes


Is your tomb stone covered under your homeowners insurance?

No.


Is an accidental fire covered by homeowners insurance?

Yes.


Does homeowners insurance cover broken refrigerators?

no - wear, tear is not covered and also defective equipment is not covered. a homeowners policy is not a home warranty


Is a work trailor cover by homeowners insurance?

No a work trailer would not be covered by your homeowners insurance. Anything used in a business is not covered under your homeowners insurance. A trailer to be attached to a vehicle would be covered for liability extended from whatever it is attached to but physical damage for the trailer itself would have to be purchased on a separate policy or a commercial fleet policy.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


Will your homeowners insurance provide coverage for an automobile collision?

No. Automobile-related occurrences are not covered under homeowners insurance. In fact, they are expressly excluded.


Does homeowners insurance cover car fires when its on your property?

No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.