Is the lender or the repossession agent responsible for a vehicle that is damaged during recovery action in Oregon?

Well, I know when I recover a car, I am required to take pics before I even touch the car, then I take pics again of the car after I put it in the yard. Most people don't realise that theres more than one person involved in the repo process. A spotter, a driver, and your car is in the yard, and that is where it is messed up 80% of the time, those cars are moved around like a tetris board by forklift trucks.