I'm not sure that there is a database that they share, but there is a big concern that you would use both companies for a single claim, 'making money' for being sick or injured. Fraudulant claims are a major drain in the insurance industry, so they do talk! There is no database that is out there that they all look at. Frankly they would be happy to have you try to pull off what you want because they would be more than happy to accept the premium payments. The problem comes in at claim time, Insurance is an indmenity contract which means that they will put you back to the same financial place you were prior to claim. What this means for those that try to pull of some fancy stuff is that on any one claim you have you must submit to the companies and when it comes to claim time do not think that the companies do not talk behind closed doors. If you have two disability income claims both to replace your $5000 per month income they would know that there are two companies on the claim argue over who is going to cover most of it based on inception date of the policy. delay the claim payment then eventually pay you a total of $5000 based on their findings over who pays what (60% co A 40% co b etc.)
This is a difficult thing to do, if you think someone has 'covertly' got life insurance on you, contact the companies you think they would have made contact with. Snoop around look for a policy or in the check register for premium payments?
Yes, covertly is an adverb.Some example sentences using this word are:The spy covertly stole the secret plans.The police have been covertly watching him for weeks.
Covertly (as opposed to overly) means in secret, or while under cover. For example: "Covertly, the child sneaked into the kitchen to steal a cookie, by the time anyone had noticed he had been there he was already gone."
The opposite of openly is secretly, or covertly.
how do you communicate covertly without any devices
quietly, sneakily, furtively, secretly, covertly, surreptitiously ..
i think it is a adjective.Covert is an adjective; covertly is a verb.
It is illegal to tape someone without their knowledge.
To covertly plan together to commit an illegal or wrongful act .
"Tacitly" is perhaps the most direct opposite. "Covertly" is another possibility.
As of 4/11/12 they are still covertly dating.
Unlawful constrained captors
She asks about love at first sight.
That's called 'tracking software'.
The One Ring - the ring made covertly by Sauron to rule all the Rings of Power.
I sat and covertly watched my vegetable patch for hours in order to catch the culprit who was stealing my onions.
'en douce' means that it was done secretly or covertly, to avoid another person to object or know about it.
Unconstrained captors Terrorists, or kidnappers.
By the French with covert assistance by the US from 1945 to 1954. By the US covertly until 1959 and openly until 1973.
The word is spelled "doctor" (noun meaning physician, verb meaning "to treat" or slang "to alter" or to covertly add something, as to a drink).