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Yes, there is an advance fee to be an independent contractor who does not actually work for Primerica. Their advance fee to be in this Multi-Level Marketing scheme is $99. This fee is said to be a portion of your state's insurance license and background check, but they don't explain why they charge the same fee no matter what state - when each state has a different price for such things.

In the contract, it says you have 120 days to get a refund (minus $30 processing fee).

And that means that you'll be out $69 after you find out that you have to keep paying to work for a variety of things they'll charge you for - while not getting any base salary or wage from them.

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Q: Is there a fee to be a Primerica representative?
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