If the 17 year old has an accident, your claim could be denied. Your premiums cover the risks that the company knows (or should know) about, but not those you know but fail to disclose.
Maybe:All regular drivers must be listed on the policy.If a driver is more than an occasional driver ( 2 times per month Rule of thumb ) he or she is a regular driverIf the driver is listed on the Policy as a regular driver it is legal and OK.If you are trying to get around a DUI or something, the instant there is an accident, your cars fault or not, the police and the insurance company will figure it out.People have gone to Jail for this kind of Insurance Fraud.
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