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Is there a penalty in NJ for not having your 17 year old listed as an occasional driver while having a permit?

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Wiki User
2004-08-06 10:24:47
2004-08-06 10:24:47

If the 17 year old has an accident, your claim could be denied. Your premiums cover the risks that the company knows (or should know) about, but not those you know but fail to disclose.

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Under the listed drivers portion of the policy.

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Having a person on your car insurance listed as an excluded driver can actually save money rather than cost more. The excluded driver will need no coverage or liability when it comes to the vehicle they are listed for.

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No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.

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A deferred driver is a listed driver who has a policy elsewhere and therefore is not used in the rating of the policy from which they are listed as deferred.

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Maybe:All regular drivers must be listed on the policy.If a driver is more than an occasional driver ( 2 times per month Rule of thumb ) he or she is a regular driverIf the driver is listed on the Policy as a regular driver it is legal and OK.If you are trying to get around a DUI or something, the instant there is an accident, your cars fault or not, the police and the insurance company will figure it out.People have gone to Jail for this kind of Insurance Fraud.


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