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Answered 2006-09-07 15:29:51

You have one year from the date of purchase to charge a card. To confirm this, call the 1-800 number for merchant services for whatever card you want to charge (i.e. Visa/MC) and ask a customer service representative. For example, if the card is a Visa, call (800) 555-1212 and ask directory assistance for Visa Merchant Services. Some business people would choose to err on the side of not billing the customer, no matter what the time is. As long as you have a reasonable basis to collect funds, it should be billed, but consider the amount, if it's small; let it go because even if you wait eight months you can get a chargeback which theoretically could cost you more than the charge.

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