While participating in a Chapter 13, all major financial transactions must have the approval of the BK trustee before they can be entered into. In most cases if a vehicle is needed for the person's employment or family safety the purchase will be approved for a specific amount. Finding a lender however is another issue entirely and can be quite difficult.
The rule is the same in any state: 8 years from the date of filing of the previous Chapter 7. That assumes the previous Chapter 7 case went to discharge and was closed in due course. You can actually file another C. 7 in certain situations, though you will not be entitled to a discharge. You can also file a Chapter 13 or 11 any time after a Chapter 7 is closed.
In a chapter 7 it is a total liquidation BK, that has been found valid and has been approved. Therefore the debtor(s) are discharged from the debt(s) that were included in the BK. A discharged BK is not the same as a closed BK. If it is a chapter 13, it indicates that the debtor(s) have fulfilled their obligation of repaying the amount to creditors that was ordered in the BK. After the trustee's audit a chapter 13 is considered closed
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