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If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.

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โˆ™ 2006-04-21 18:57:26
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Q: Is your insurance liable if your vehicle wasn't involved in a fatal accident?
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If you were involved in an accident that was your fault and had no insurance can your husband be held liable in a judgment My husbands name is on the vehicle with mine in IL?

yes


Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?

The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.


If the custodial parent cancelled a minor from his insurance policy can the noncustodial parent be liable if the child gets into a wreck in a vehicle licensed to the noncustodial parent?

If the vehicle belongs to the non-custodial parent and it was the vehicle involved in the accident, then the non-custodial parent's insurance will have to cover the damages and is completely liable for anything that happens with his/her car.


Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.


What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?

If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.


When involved in a multi car accident do all insurance company's need to pay you?

Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.


If an employee was involved in an accident in his own vehicle while on company business who is liable employee or employer?

Employer & employee


If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?

There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.


Who is responsible for damage done to a uninsured vehicle?

If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance.


If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?

The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.


In motor vehicle accident and person at fault has no insurance?

When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.


What do you do if you're uninsured and total your car?

If you were not involved in an accident with another vehicle, scrap your car (hopefully sell it for a minimal amount) and buy a new car- you don't have many options... If you were in an accident with another vehicle, and it was the other driver's fault, their insurance should pay for your damage...if it was your fault, you are liable for any damages personally.


What can be done with a totaled vehicle under lien and only liability insurance?

If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.


In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?

The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.


If a vehicle is involved in an accident but has no mot what happens?

The vehicle without an MOT is not entitiled to be on the highway and so the driver is liable for all costs (even if s/he would not otherwise be so)


Does Volvo have an insurance policy if you die in a Volvo by accident?

Volvo is not liable for your death unless it is due to a deficiency or defect in the vehicle which is due to the fault of Volvo.


Who is liable if you have an accident and you have no insurance but the owner of the car you borrow has insurance?

Well in 2 different states that I have lived and worked in the insurance follows the vehicle not the person. If someone is letting you borrow there vehicle then they are accepting responsibility for your actions, therefore the accident would be covered on there policy. Of course I would check with state laws to make sure.


If a person has permission from you to drive your car and then has an accident can the damage be claimed under their insurance instead of yours?

No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C


Who is liable in an accident - the owner of the vehicle or her son?

the owner of the vehicle is always responceable in this situation..


Who is liable if someone borrows your car and gets in an accident?

The fault lies with the vehicle that cause the accident. When someone borrows a car, the car owner can be liable because the allowed someone to drive the vehicle. Often this type of accident has to be sorted out in court.


If your 16 year old son has an auto accident and the vehicle is in his name and the insurance is in his name can you be sued?

Yes, he is still a minor and as such you may be held liable for his actions.


What is vehicle liability insurance?

Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.


What happens if you have an accident in your vehicle with no other cars involved and you tow your car?

CAREFUL! You may still be liable for a charge of "leaving the scene." To have had an "accident" generally implies that you struck SOMETHING. What is it that you struck, who owns it, and did you notify them?


What are the risks of driving without insurance?

If you have an accident and you are driving without insurance then you will not be bale to get any help towards the repairs of the vehicle. If another vehicle is involved you will be liable to pay for the cost of that one as well. If someone is injured they may make a compensation claim for their injuries and you will have to pay for that as well. In some countries driving without insurance is illegal and so you could face criminal charges too.


What part of coverage is sacrificed for cheap auto insurance?

Usually you sacrifice covering damage to your own vehicle in any type of accident. Most bare bones insurance plans only cover the other driver in an accident so that you would not be held liable.