Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?
The answer should be yes to both parts of the question. You should notify them.
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not. Read More
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle. Read More
The unlicensed driver is responsible for all damages. If they are a minor the parents may be forced to take responsibility. Sadly, the owner of the vehicle MUST make any insurance claims they are eligible to make. The owner can ask the unlicensed driver to pay any excess on the insurance and even take them to court if they refuse to pay it. The driver of the vehicle is responsible to pay any amounts not… Read More
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person. Read More
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved. Read More
The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate restrictions banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle… Read More
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea! Read More
All of them! Read More
They both are. The logic being that the unlicensed driver shouldn't have been there in the first place, and would not have been involved in the accident if they'd been in compliance with the law. Read More
If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation? Read More
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost. Read More
If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
Various state laws may limit what type of damages you can collect. Also, when you do start to shop for a policy your rates will be higher. In a no-fault state, each driver must seek compensation from their own insurer and your ability to sue for damages is limited. Read More
If you agree to an accident settlement with the insurance company can you sue the business that was involved and covered by the insurance provider?
No. Read More
You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?
yes Read More
Any accident can cause your insurance to go up even if it wasn't your fault. Read More
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims. Read More
You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase. Read More
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage Read More
What are the penalties for giving a police officer a false auto insurance card if involved in a accident?
insurance fraud. Read More
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage. Read More
Yes Read More
In order to make an accident insurance claim, one must provide the details of the accident and, if relevant, who was involved. The date and time of the accident and the extent of the damage are also necessary. Read More
Some do. I work for an insurance company and many will take ownership of the accident. Read More
If the accident goes on your driving record, yes. Read More
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident. Read More
It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault. Read More
What happens if your child is driving a friends car without permission and is involved in a car accident and your child does not have car insurance?
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage. Read More
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra. Read More
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident. Read More
Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable. Read More
If your daughter is not a resident of your household but is named on your insurance how involved ar you if she drives her boyfriend's car?
I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her… Read More
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim. Read More
Can you lose your no claims bonus if the insurance company knows you have an accident but don't claim?
If they know about the accident, there should be a claim involved so it could. Read More
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed. Read More
Anybody involved in an accident. Damages are covered regardless of fault. Read More
If you have car insurance and are involved in an accident that is your fault How much do you have to pay?
You have to pay whatever your deductible amount is. Read More
you will have to pay for the damage and/or the injury costs of whoever was involved (including yourself) Read More
If you are involved in an accident and Applied Claims Insurance Company is paying 1800 how much will your premium go up at renewal?
This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company..... Read More
Yes, especially if you want insurance to cover part of the costs involved. Read More
Always call your insurance carrier if you have been involved in a car accident. You may also need the advice of a good personal injury attorney if you have specific questions regarding your accident claim. You are under no obligation to speak directly with any other insurance company that may be involved in your claim other than to offer basic information. Unfortunately many insurance handlers are taught ways to coerce claimants into admitting guilt in… Read More
In North Carolina if you have liability coverage only and you damage a friend's car while driving it with their permission are you considered an uninsured driver by your friend's insurance company?
No. If you are driving a vehicle with someone's permission, they assume the risk of letting you drive it and therefore their insurance company also assumes the risk. Under the policy contract, you would be considered an 'insured' because you had permission to use the vehicle. If you were responsible for the damage to your friend's vehicle and the accident was your fault, the only coverage to file would be Collision Coverage. Uninsured motorist is… Read More
If you have been involved in an accident with a Semi Truck, the first thing you should do is get medical help, even if you feel fine, you could have injuries. Afterwards, call the police. Exchange information with the other drivers involved in the accident. Get their license numbers and insurance information. Read More
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in. Read More
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves. Read More
What happens if an uninsured driver in an insured car is cited for a traffic violation or is involved in an accident?
Insurance follows the car, not the driver. If you had permission to use it you should be fine. If you were cited for a traffic violation, you should just pay it ahead of time and then apologize profusely to your friend, since you just raised his rates for several years. If there was an accident and it involved any serious amount of money / injury, shell out the $70 and ask an attorney. Read More
First of all AARP is not an insurance company. The Hartford insurance company is promoted by AARP. Usually the first line of coverage is with the policy that insures the vehicle involved in the accident. If that coverage is not sufficient to cover then the policy insuring the driver of the borrowed car may be able to add extra coverage. Read More
Same rules apply as if it was your own car. Make sure you get the insurance information from the person that was at fault and immediately call that insurance company and file your claim. The owner of the car will probably have to verify that you had permission to drive the car. If the other persons insurance denies the claim then the owner of the car will have to make a claim under their policy. Read More
You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim. Read More
If you an uninsured motorist were involved in an accident that wasn't my fault will the guilty party's insurance pay for a rental car for you?
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company. Read More
If you have been involved in a car accident, the first thing that you should do is contact 911 if there have been any injuries, so that you can get medical attention. After that, you should make sure to take notes of what happened and photos if possible. You should also get the contact information for anyone involved in the accident, and report the accident to your insurance company. Read More