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No. If it is your car, your insurance is responsible. If the partner has an accident, your insurance may drop you from your policy for violating the terms. The terms should say somewhere in there that you are responsible and will be the only person to opperate your vehicle. I have seen people take their friends to court and win small lawsuits for damages to their car. So, your partner would have to pay out of pocket for damages if you want to avoid insurance problems. It is best to add him/her to your policy if they are going to drive your car.

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โˆ™ 2006-03-11 20:41:54
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Q: Is your partner insured to drive your car on his own fully comp insurance?
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Related questions

Can you drive your dad's fully comprehensive insured car with his permission?

It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.

If you drive your mother's car and I'm fully insured can I drive it?

No only those designated by the insurance holder may drive the car.

What is the difference between a company that is fully insured and one that is self insured?

A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.

Can you drive a fully insured car without having your own insurance policy?

It depends on your insurance. Most insurance companies will cover all drivers even if you are not the insured driver because they have what is called permissive user. Remember typically your insurance follows you wherever you go. You may want to ask the person you are borrowing the vehicle from and see if they have all drivers coverage. If not, then you need to be a listed driver on the policy before you can drive the vehicle even if it is "fully insured". Companies like Geico, Nationwide, and Allstate typically cover all drivers....hope this helps.

Can a fully insured driver drive an uninsured car?

It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.

What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?

yes it will

What will happen if a fully insured driver hit your car and you have no insurance?

You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.

Can you drive any car under your fully comp insurance?

normally if you have fully comprehensive insurance you are insured to drive any car with permission but only third party. its legal but its not ideal if you have an accident as it will only pay out for the 'other persons car', not the one that your driving. the cost of any repairs to the car you are driving will be YOUR responsibility. always check your policy to make sure that this is offered as part of your fully comprehensive package.

In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?

In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.

What happens if you are insured but the car you're driving belongs to somebody else and the car is not insured?

In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.

What actors and actresses appeared in Fully Insured - 1923?

The cast of Fully Insured - 1923 includes: Billy Engle as Client James Finlayson as The Foreman William Gillespie as The Boss Blanche Mehaffey as The Stenographer George Rowe as The Insurance Agent

Are you insured if your mot has run out and your car is stolen?

if you don't have an up to date MOT then your insurance is null and void. if your car is stolen then you are only covered if you have fully comp insurance!

Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?

No. The car is insured and your son's policy will provide coverage up to its policy limits.

The Federal Deposit Insurance Corporation insures bank deposits up to per deposit?

$100,000This is sort of complicated. Per"The basic insurance amount is $250,000 per depositor, per insured bank."The $250,000 amount applies to all depositors of an insured bank."Deposits in separate branches of an insured bank are not separately insured. Deposits in one insured bank are insured separately from deposits in another insured bank."Deposits maintained in different categories of legal ownership at the same bank can be separately insured. Therefore, it is possible to have deposits of more than $250,000 at one insured bank and still be fully insured."

Can a person teach someone to drive on a fully comp insurance with l plates?

can I let my grandson drive my car on L plates

Do insurance companies pay for wrecked cars?

It can be said that insurance companies pay for cars after a wreck as long as you are fully insured. But when a person does get money from the insurance company it doesn't mean that they are buying it from you. The car will have to be taken to a car junk yard and you can sell it to them.

Is your 18-year-old grandson covered by State Farm insurance if he drives your car?

Your grandson is covered to drive your vehicle if he meets the following criteria: He is fully licensed He does NOT reside in your household, He has been given expressed consent at all times to drive the said vehicle by the owner/insured person.

If a vehicle is stolen and fully insured but with no mot does the insurance company pay out?

no mate they wont pay u out so u just got screwed over

Where can someone go to obtain landlord liability insurance?

If someone wants to get landlord liability insurance then they can contact their normal house insurance company. Large companies such as Aviva and Cornell will do landlord policies and it is a good idea for any landlord to be fully insured.

Is insurance an asset?

Insurance is there in the hope that you will never need it! For instance, having your home fully insured would be an asset if your house suffered a fire and was totally gutted. But, if you never suffer a fire gutted house, your insurance payments are outgoing payments that are not recoverable.

If you have fully comp insurance can someone else drive the car with your permission?

In most cases they can drive your vehicle but most insurance companies have restrictions on the age of the driver, usually 25 or older. It is best to check with your insurance company before letting someone else drive your vehicle.

Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?

No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).

Can you drive any car under you fully comp insurance in Europe?

yes becouse the gravity of the earth

Am I insured if I send jewelry through the mail to a 'buy scrap gold' company?

It depends on the method you use to send the jewelry. Regular US Mail will not be insured but Priority Mail or other carriers like UPS or Fedex offer insurance on packages. You will have to check with your gold buyer to verify if there is insurance on your package. Some of the better gold buyers,will offer a fully insured envelope to send in your gold.

Does fully comprehensive car insurance cover you on another car?

Yes as third party fire & theft.. and the other car has to be insured by some in its own right by someone else..