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In my opinion yes. As long as your personal property is stored in a location that is not a residence or could be considered a residence.

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โˆ™ 2005-10-07 02:02:52
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Q: Is your personal property covered under a homeowners policy while in a storage facility?
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Does homeowners insurance cover loss of personal property?

If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.


Does a homeowners policy cover personal property in a storage shed away from your home and would it pay up to your policy limit?

Your personal property is covered while it is in a storage facility for the perils listed in the policy. A theft loss at the facility may have limitations of coverage in some policies. Refer to your homowners policy; Coverage C-Personal Property, it is easy and fun reading!


Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.


Will homeowners insurance pay for damage to an above ground swimming pool?

Depends on HOW the damage occurred. Your above ground pool is normally covered as 'personal property' under your homeowners policy for the listed perils. See Coverage C- Personal Property for the list of covered losses.


What is covered by homeowners insurance?

The BuildingOut buildingsLiabilityPersonal Property and more


Will homeowners insurance cover my lawn mower destroyed by fire?

Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.


If your golf clubs totaling 2300 are stolen from your vehicle parked in front of your house is it covered by homeowners insurance?

Should be. Theft is a covered peril for personal property and personal property located in the vehicle does not change anything. Your automobile policy wont cover the golf clubs. //


Does homeowners insurance cover outside you property?

I'm not exactly sure what you are asking but I will take a shot. If you mean personal property not located on your property then yes, you have coverage of your personal property while you are traveling away from home. Up to 10% of coverage C (personal property) is covered while off premises. I hope this answered your question.


Is your personal property insurance added to your homeowners insurance?

Most standard insurance carriers' homeowner packages cover the dwelling structure, separate structures, personal property, loss of use, personal liability and medical payments. However, there are many different forms of homeowners type policies. If you have a basic, HO1 (ISO), then your property may very well not be covered. The best thing to do is get a copy of your policy and check. If it is not covered, you should be easily able to find a carrier who will cover property as part of the policy.


Is robbery covered under homeowners?

Of course. Subject to your police report and your deductible. You should have had "personal property replacement cost" otherwise fire your agent. 4lifeguild.com


Does homeowners insurance cover air conditioners?

Absolutely. A central air unit is considered and covered as part of the house while a window unit is considered personal property. As long as damage happened due to a covered cause then the homeowners policy will cover damage to the ac unit.


Is damage to a laptop computer covered by homeowners insurance?

Laptops covered under homeowners Insurance PolicyIf the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer.AnswerIf the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered cause of loss" as described in your policy. If it is not used in business and was damaged by a covered cause as described in your policy, then coverage would likely be afforded as personal property, subject to your policy deductible and depreciation if you do not have "personal property replacement cost coverage."


Does homeowners insurance pay when personal property is damaged in a fire while vacationing?

A homeowners insurance policy includes up to 10% of coverage C (Personal Property) while off premises. A fire that occurred while on vacation would certainly be covered under this type of coverage. Another incident is a resident child while staying in a dorm at college would also have coverage for personal property while the property was stolen or damaged by fire or windstorm or such at the college dorm.


Will homeowners insurance not cover a child's stolen motorbike and only ATVs if they service the property?

you are correct homeowners will not cover a motorbike, that is a policy by itself. as for the ATV, it would have to be used for farm or other type work, not personal, to be covered on homeowners. again, ATV insurance is a policy of its own as well.


What is the average price of homeowners insurance?

Homeowner's insurance all depends on how much the value of your home is worth, the building material and how much in personal property you would like to be covered.


Can you carry homeowners insurance on company property?

Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.


You had lawn equipment stolen from your house will homeowners insurance cover this?

It will be subject to your deductible and there might be some restrictions if the lawn equipment was used for your business, but otherwise yes! Lawn equipment is covered under your Homeowners policy under personal property coverage.


Is the furnace covered by homeowners insurance?

Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.


Does homeowner insurance cover theft of property from your truck?

Personal property is covered for the listed perils in your policy, see Coverage C - Personal Property, for the list of covered losses. Personal property is covered even if it is located in a vehicle at the time of loss. Some limitations and exclusions could be applicable if the loss is caused by theft.


Can an injured party include a homeowners insurance company in a claim to recover damages for personal property destroyed in a fire in the state of Idaho?

Homeowners Insurance is specific to the property of the named insured(s). It does not matter what state your in. If you are a third party not named on the Home insurance policy, then you nor any of your property would be covered and you would not have a valid claim.


What kind of stolen property is covered and does it have to be stolen from your house or car?

You don't say what type of policy, I will assume homeowners, it depends on the policy form, most auto policies will not cover ANY personal property. Most homeowners policies may exclude the property ''while in or upon a land motor vehicle'' you need to review your policy, or contact your agent for clarity.


What personal property is covered in homeowners insurance policy?

ALL Personal property owned or borroewd by insured is covered IN HOME AND anywhere in the world while on vacation. BUT, If you at a second home like a cabin you own in Tahoe the coverage will be decreased to 10% of amount covered in Coverage C. Any relative living with you stuff is covered also. Roomates belongings are not covered. Certain items like Jewerly and Guns have limits on the amounts that insurance will pay out. Hope this helps. Jessica N


Should homeowners insurance cover the loss of a 400000 Big screen TV that was dropped while moving in the house?

Thats quite a tv you've got! Your tv is personal property under your homeowners and is covered by the listed perils in the policy. Typically, 'droppage' is not a listed peril.


Does homeowner insurance cover your wheelchair?

Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.


Does homeowners insurance cover car fires when its on your property?

No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.