if that person is related to you - no they are not covered - they are actually an insured - and insureds can't file injury claims - it is specifically excluded
People survive all the time but not always. Even survivors may suffer debilitating injuries that they will live with the rest of their lives.
Generally, the person seeking the suit must file in the county in the state in which the defendant is a permanent resident. Jurisdiction is determined by the specifics of the case; for example, if the suit is in regards to a vehicle accident where someone was injured, the suit can be filed in the county and state where the accident occurred.
It's called "personal liability" coverage, and virtually all homeowners policies have it.
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
Someone who lives in Indiana is called a Hoosier.
Someone who lives in regina is called a reginan. :)
Someone who lives life plainly. Someone who lives life without complication.
Someone who lives or is from Montana is called a Montanan.
Covered lives are similar to members owned by an insurance company: the people that the entity has been contracted for, and is (in some way) financially responsible for health care. The is a slight difference however: I am a member, but have a spouse and 2 kids, so we are 4 covered lives.
In case Someone is hurt or severely damaged they are so posed to report it or if not lives can be at risk from not reporting that is why staff should be aware of HOW to report an accident or incident so they can not risk lives> this is me yuor braineyyak