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Q: Life insurance agent changes their address how long before they must notify the department?
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If your insurance company drops you before a claim is settled how do you get insurance coverage on your home?

They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.


If you move how many day do you have before you must report your change of address to the department of public safety?

90 days in TX


If you move how many days do you have before you must report your change of address to the Department of Public Safety?

90 days in TX


Why does fire insurance policy expires on the same date it was issued while motor insurance expires one day before the date it was issued?

12.01 am Standard time at the address of insured


In the State of Indiana is there a grace period when a homeowners insurance policy expires before it is cancelled?

When an insurance company decides to cancel your policy, they are required to give you approximately 15-30 day notice. The time period required depends on the reason for cancellation. The best thing to do is to call your state department of insurance. Be sure to have the letter from the insurance company available, so that you can read verbatim why you are being canceled. The Indiana Department of Insurance website is www.in.gov/idoi


Can you sell transit insurance using the license of the underwriting company or must you have your own?

I'm not really sure what you mean by transit insurance but all licensing is handled by your state insurance department. For most all insurance you have to have your own license in order to sell it as an agent. Check with your department. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.


Where can one get an health insurance in Michigan?

Michigan State Department of Health can give you information about obtaining health insurance. It is advisable to get several quotes before purchasing and checking all small print to ensure good cover.


What does personal lines insurance mean?

Personal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include Homeowners, Renters, Auto, Personal Umbrella etc. If you are looking to become a personal lines insurance agent, you need to review your the insurance license requirements. Your state insurance department may or may not have a study requirement to complete "X" number of credit hours to take the state exam before selling personal lines insurance policies. For example, Alabama Department of Insurance requires 20 Course Hours online for Personal Lines insurance licensing before registering for the exam with the state board. You may take Self-Study, Online or Classroom courses.


What are three reasons a claim can be returned by insurance companies?

Medical expenses were incurred before insurance coverage, noncovered service deemed not a medical necessity, provider's address, PIN, or group number is missing.


Why doesn't health insurance cover everything?

To some companies health insurance is just a business. It is very important to try and address most of your concerns with potential providers before you agree to any contract.


How long does it get to get health insurance?

How long does it take to get health insurance? It depends. Are you talking about health insurance that is offered through an employer? If so, some employers require their employees to satisfy a waiting period before they are allowed to enroll for benefits. Most employers don't have a waiting period though. Ask your employer's human resources department for information. And, as with any product, read your insurance brochures and don't be afraid to call their customer service department for help or if you have questions.


What does line person mean?

Personal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include Homeowners, Renters, Auto, Personal Umbrella etc. If you are looking to become a personal lines insurance agent, you need to review your the insurance license requirements. Your state insurance department may or may not have a study requirement to complete "X" number of credit hours to take the state exam before selling personal lines insurance policies. For example, Alabama Department of Insurance requires 20 Course Hours online for Personal Lines insurance licensing before registering for the exam with the state board. You may take Self-Study, Online or Classroom courses.