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My father went into one assisted living facility in 2001 and we moved him to the other facility in 2005. I know that the last facility knew of the policy because I have a typed meomo stating that they knew about Dad's live insurance policies in the summer of 2008. Dad passed away in December 2008. I am the beneficiary on the policy.

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Q: My father passed away in 2008 and Nationwide Insurance says that I cannot receive his life insurance money because the assisted living facilities didn't pay on the policies since 2001 and 2005?
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