I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
Your health insurance would pay for your injuries. You would have no coverage for your liability (damage you caused to other people's property or persons) or for the damage to your motor bike.
yes you do
"In many ways, motorcycle, dirt bike, and motocross insurance is very similar to regular automobile insurance. The different insurance options that vary from region by region and market by market can offer coverage for injuries to the rider and others, damage to property, and damage to the bike and its parts."
If operated on the street, yes.
Bennetts Bike Insurance advertises themselves as the UK's favourite bike insurance company. Their insurance includes 90 days EU cover, theft, loss or damage to the bike, accident recovery, riding other bikes, multi bike policy.
it depends on if you have it licensed and have insurance on it.
Bike Insurance essentially comes under the motor 2 wheeler insurance category. When people refer to bike insurance, they are talking about a comprehensive cover. A comprehensive bike insurance covers partial and total damage to the bike and theft upto the sum assured, and damage done to a third party's life or property by the insured bike and driver. Also a Third Party Liability cover is compulsary. It is illegal to drive a bike without it. If you would like to know more about two wheeler insurance or purchase one, you can try one of the comparison websites online like Turtlemint.com.
If you are taking it out on the street then you will need motorcycle insurance. If you are traveling on your property then your homeowner insurance will cover it.
The bike would need to have the street legal requirements like turn signals, horn, head lights, tail/brake lights, mirrors plus you'll need a insurance on the bike and a license plate.
if someone is with you, you can't use a bike
== == Yes. Any vehicle driven on public roads requires you to have insurance. A strictly off road vehicle, as in (Dirt Bike), that is not street legal requires no insurance.
yes but you will need turn signals,lights,insurance,and a licenze plate