The person who is At Fault in the accident is liable for the damages. If they have an insurance policy to pay on their behalf then the at fault person may not have to pay out of their own pocket for the damages. However if the at fault person has no insurance then they are personally responsible for the damage caused. In the case where the at fault person has no coverage and the not-at-fault party did not carry Collision or UMPD coverage then the only option may be to take the at fault party to court and attempt to get them to pay. Good luck.
An SR22 filing would have to accompany your Personal auto insurance policy. Personal Auto insurance "never" provides coverage for a commercial company vehicle with or without an SR22 filing.
Typically insurance companys do not request to see the title when insuring a vehicle, however you could run into trouble if an accident, specifically a total loss occurs, because they will not be able to make (final) payment on the claim without this. Why not file for a lost title now?
Not in the UK.
Yes, it is illegal to drive without insurance or without having sufficient insurance in Arizona. You will have 30 days to provide proof of insurance following an accident.
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
no
yes. see previos answer.
tennesee.
Yes, In the United States you can purchase a Vehicle without having insurance on it beforehand. You just can't drive it off the lot or anywhere else.
Yes my boyfriend got insurance on my van without telling me
No. Mandatory auto insurance is a state law in Texas.
if the renter has insurance on another vehicle and are using/renting a vehicle, (few exclusions on this but doubt they would apply)......in place of their vehicle.......the insurance on their vehicle (that is in the shop or whatever).....transfers to this rental car, as: non-owned auto, temporary substitue vehicle etc.........so whatever or whomever their vehicle is insured with will cover you (assuming they are at fault of course).......rental car companys will not rent to someone without a copy of their insurance (liability)........a person can purchase a 'damage waiver'' from the rental car company, but that only covers the rental car its self........if something very out of the ordinary occured and vehicle was rented to an uninsured person or an exclusion in their policy removes them some how......then the rental car company policy would come into play........i have never seen a rental car companys insurance pay a claim (always the drivers)........ unless it was an employee driving the vehicle..........so find out who the company is that the driver has........ Most states require that all vehicles be insured against damages that are caused BY THAT VEHICLE. The auto rental companies are required to carry liability insurance on any vehicle they rent. Don't let anyone get away without paying for the damages to your vehicle.