Should flexible life insurance replace long term care insurance?
Yes, as you will understand when you come to have to purchase insurance. Read More
If you have a pet, you should have pet insurance. It is helpful in taking care of your pets and they would get the care they need. To get aspca insurance would be ideal for the coverage and the care of your pet. Read More
Is my spouse eligible for reimbursement through my health care flexible spending if he is not coverd under my insurance?
Your HSA is completely separate from your health insurance. You need to call your insurance agent to check and see if you can be reimbursed for things bought or paid for in regards to your spouse. You should also check the declarations page in order to see if he is listed as a named insured. Read More
One should consider the length of the long term care insurance as well as the monthly cost and if one's income can support this. It is also important to find out of this type of insurance suits one's life. Read More
Cost-wise, you'll pay significantly less per month if you purchase long term care insurance when you're in your mid 40s than you will spend when you buy long term care insurance in your mid 60s. Read More
Many experts has given reasons why people should purchase long term care insurance, however, it depends on several different factors, so it is important to assess yourslef first before buying long term care insurance. First, determine if you are even insuranble, second determine how risk averse you are, third, determine if you can afford and keep a long term care insurance. Ltci is a wonderful product and can help us prevent depleting all our assets… Read More
One can procure an electrician insurance from the same company from what he has the health-insurance. One's employeer should take care about this because is about labor protection. Read More
If someone hits your parked car and you call your insurance will your rates go up or will their insurance take care of everything?
If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else. Read More
I got into a minor accident and I was at fault. The other driver had my information and will file with my insurance company. Anything I need to do?
You should contact your insurance company and let them know. Your insurance company should take care of the rest. Read More
type it in on google and it should show results Read More
First a person should contact a local insurance company such as Blue Cross and Blue shield to see what quotes they can provide. However, Cobra is another option for insurance. Read More
You should buy private medical insurance at any time that it works for you. As health care expenses soar, companies are shifting a large percentage to their workers. Read More
It's some kind of reimbursement from the insurance company, should you decide to cancel your long term care (LTC) insurance policy. Read More
Most states and counties offer free "insurance counseling services". These services can typically help you determine if long-term care insurance is appropriate for you. They'll also help you to understand some of the basic features of a long-term care policy. However, they will not tell you which policy you should buy. To get comparisons of several different policies you need to speak with a licensed insurance agent, especially an agent that specializes in long-term care… Read More
Health insurance is necessary because it will offset the costs of medical care should you get sick or injured. Medical care, even for a relatively minor issue, is very expensive and with insurance much of that cost is taken care of by your provider. If you do not have insurance, then the taxpayers and other patients end up absorbing YOUR costs. At certain ages, you are less likely to get sick, but still, health insurance… Read More
Yes, You can get Medical Care In Canada with no Health Insurance. Read More
Medical (including prescription drug coverage) Dental Vision Health care and dependent care flexible spending accounts (FSAs) Long-term disability (LTD) insurance* Basic life insurance* Accidental death and dismemberment (AD&D) insurance* Voluntary dependent life insurance Read More
Can your Health care insurance force your wife to purchase health care insurance through her company?
No. Read More
The cost of long term care insurance should be clearly set out by the company trying to sell it to a person or their representative. But as it is important to check their figures, you can compare them at Genworth. Read More
If a friend drives your car and is charged with DUI and gets in an accident does your collision coverage cover the damages?
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved. Read More
Companies that sell long term care insurance are American Fidelity Assurance, Berkshire Life Insurance, MedAmerica Insurance and Prudential Insurance. Read More
PPO Health Insurance offers health insurance to individuals and families. They offer preventative care, emergency care, prescriptions and surgery care. Read More
There are many ways to find long term insurance care. Long term insurance care can be found on websites such as Nationwide, LongTermCare, and CompareLongTermCare. Read More
This will vary from insurance provider to insurance provider, it will also depend on your policy and the level of coverage that you have. You should always check with your dentist and insurance to ensure procedures are covered before going through with them. Read More
As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to get routine and preventive care if you have health insurance. You need health insurance because you cannot predict what your medical bills… Read More
The Green Party thinks that the U.S. should have a single-payer nationwide insurance. They feel health care is a human right. Read More
What should you do if Medicare doesn't cover your child but does cover your pregnancy and can you get insurance to cover your child when born?
Go to (DES)= Department of economic Security. and you can apply for medical insurance. like ApIPA, Mercey care, Frist care, It will cover you and your kids. And It is for free. Read More
An insurance policy that covers custodial or personal care is a long term care insurance, generally, long term care insurance covers things that are not covered by health insurance. If you are unable to perform activities of daily living, or need assistance due to disability and chronic illness, long term care insurance covers these services. However, you need to buy it before your develop a condition that would require you to be on long term… Read More
Should citizens be responsible for their own health care and take out health insurance or should the government be responsible?
Well, in my opinion, it is up to the citizen to take control of his or her health care and seek out health insurance, but if there are any barriers in his or her way, like money or something, then the government should step in and take responsibility, because I think that either way everyone is important and if there is someone without insurance then the government should find out why and help. Additionally,government should… Read More
You should call the union that sponsored the plan. You can also call your state insurance dept to have them assist you. Read More
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you. Read More
One of the main reasons is that the cost of health care may turn out to be substantially greater than your savings. As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to… Read More
One can find long term care insurance at many various health insurance websites like Blue Cross and Blue Shield. They have many options for long term care insurance. Read More
No, there should not be restrictions on who receives care for the Swine Flu. Restricting care for certain people could lead to may racial and discrimination issues about who receives care for the Swine Flu, so everyone should be given the care to those who have proper insurance care. Everyone shoul dbe given an equal chance to fight the Swine Flu, no matter who they are. Read More
The websites "Allkids" and "Insurekidsnow" both should have useful information about this topic. Also, check with the local health care providers as they should be able to give advice. Read More
No, all insurance cover dental care. You may need to subscribe to an insurance company such as Delta Dental Insurance in order to get dental insurance if your regular insurance does not cover it or see if you can get it separately through your employer. Read More
Ameriprise is an insurance company a few of it's insurance offers include long term care insurance as well they also offer short term care insurance and term insurance for their patrons. Read More
The Federal Long Term Care Insurance Program (FLTCIP) specializes in offering federal long term care insurance to eligible groups and their relatives. Read More
when you need to compare different health insurance companies topics that you should consider are; affordability, preventive care, pre-existing, medical conditions, and family coverage. Read More
There are various companies that cover different types of needs.If you are looking for Long Term Care coverage, ask your insurance carrier. If they don't cover it, there are places out there that do.The internet,phonebook and your friends can be excellent ways of finding what you are looking for. Basically, medical insurance do not cover or pay all long term care (LTC) services, medical insurance is focused on health care while long term care insurance… Read More
You can contact the agent who sold you the policy directly and he should provide assistance in getting a refund. <a href="http://www.ltcfp.com">Long Term Care Insurance</a> Read More
Forbes recommends starting to think about and research Long Term Care Insurance once a person reaches their 50's or 60's. It has a lot to do with one's personal health, however. Read More
Insurance should never be viewed as an investment. Insurance provides protection against certain foreseeable and unforeseeable risks. In the case of long term care insurance (LTC), premiums are paid in anticipation of a person needing home health care or care in a facility for older people when they are unable to care for themselves. When the need arises, the insurance company pays to or on behalf of the insured the benefit purchased that correlates with… Read More
The benefits of elder care insurance policies include extended care consisting of provided facilities and medical care throughout elder age retirement. Read More
The HO co has the right to cancel your policy or non-renew if you fail to take care of your home so yes. Replace your roof. A canceled policy makes it very difficult for you to get insurance in the future. Read More
One can buy a life insurance online at Colonial Penn, AAFMAA, OLE and many others. One should take care and time before applying for a life insurance. Some life insurance sites might be untrustful. Read More
This is a difficult question, as there is no such thing as free stuff. Someone always has to pay! - Are you asking if the government should use our tax dollars to pay for retired athletes chiropractic care? - Are you asking if chiropractors should donate their time to treat retired athletes? - Are you asking if insurance companies should pay for chiropractic care for retired athletes (right now most insurance companies already pay for… Read More