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Answered 2014-01-08 18:15:53

Not necessary- you only add/exclude drivers

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If you add the child as a driver on the policy.


If you can show your insurance co. that your child lives on their own AND has their own car insurance, you should be able to get your child OFF of your policy


All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.


A teen in Rhode Island should get their own auto insurance policy when they get a car in their name.


Inexpensive auto insurance can be as good as expensive auto insurance, it just depends on the policy you are getting. If you are aware of exactly what coverage you are purchasing, there should be no reason why you couldn't by the less expensive policy.


You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.


Andybab7- Any auto agencies should be able to write policies for a teenager. It would be very prudent to have your agency add your child on to your policy to take advantage of the multi policy discounts.


As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.


In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.


Talk with your auto insurance agent if you don't know how to read your insurance policy.


If he is driving a vehicle that owned by the parents it is advisable that he remain on the insurance policy.


Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.


NO,, GAP Insurance is supposed to pay the difference between what your Auto Policy paid and any remaining portion of your loss after the Auto Insurance Policy has paid it's maximum. If No Auto Insurance Policy is in Place providing comprehensive and collision coverage then your GAP Policy is Null and Void. GAP coverage only pays in conjunction with your Auto Insurance Policy. No Auto Insurance! No Gap Payment


Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.


There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.



The length of the terms on a Progressive auto insurance policy will depend on which type of policy you choose. The longer you commit to their insurance, the better deal you will get.


An auto policy is basically a car insurance policy. It spells out what kinds of damage and occurrences are covered.


Yes, however the child should be listed on someones policy as a driver. If the child drives your vehicle with any frequency and is not listed on the other parents policy then I would highly recommend adding them to your policy and pay the extra premium.


maybe it will help you - autoinsurance.aains.us/adding-young-driver-auto-insurance-policy/


Most auto insurance companies will extend the coverage on your personal auto policy to a rental car. The important fact is whether you have a statement or not.


The best way to train businesses on auto policy insurance is to review the entire policy in detail, especially going through any exceptions to the policy.


This is a question best answered by your insurance agent or a call to your insurance company's 800 customer service phoneline.A bit more:Unless the insurance regulations have changed since I was a licensed auto and homeowners insurance agent: If your child is of legal adult age and not living with you, then no, you don't add him to your policy. Actually, many insurance companies wouldn't allow you to include an adult child (or any other adult) who does not live with you to your auto insurance policy.


There is no such thing as "SR22 Insurance". What is referred to as such is actually just Auto Insurance with an SR22 filing. Any liability Auto Insurance Policy or even a Full Coverage Auto Insurance Policy can have an SR22 Endorsement attached to it.


Since Sr22 Insurance is actually just Auto Insurance. The answer is that it costs the same as an Auto Insurance policy would.



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