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It depends on how bad the credit of the other spouse is. If their credit isn't at least decent, getting a joint loan will be based upon the FICO scores of both parties. You won't get to choose the higher score in order to get a good rate. So, it would be best to get separate financing until the spouse with the poor score improves their credit.

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โˆ™ 2014-10-07 00:53:50
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Q: Should you get a joint car loan if one spouse has better credit?
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