Should you have to pay for your 19-year-old's car insurance if he drives his father's car without permission?
Teenagers routinely drive their parents vehicles either with or without permission. Insurance Companies are well aware of this and the vehicle owner is liable for any damages resulting from the permissive driving of your vehicle.
Although a 19 year old is no longer a minor. The owner of the vehicle is equally liable along with the driver for damages.
If an adult child drives your vehicle without your permission the only option you would have to avoid financial liability is to file a stolen vehicle report with your local police department and press criminal charges against your 19 year old. Failing or reluctance to press charges against your child is basically deemed acquiescence and therefore permissive use.
The terms of your insurance policy require that you disclose all drivers in your household, failure to disclose is a form of insurance fraud and can void all coverage under your policy resulting in unpaid claims and policy cancellation.
If you are maintaining an insurance policy for the 19 year old in your home and operating your vehicle, it is advisable to continue paying the premium. regardless of which of your cars he chooses to drive. He/She needs to be listed as a driver on someones auto policy.
The child driving the car without permission is another issue, but sounds like the dad needs to deal with it since it is his car that is being, basically stolen. Driving a car, anyone's car without permission is stealing. Maybe the 19 year old isn't aware of that.
Can an life insurance policy be taken out on your children by the husband and grandmother with out your permission?
Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?
Will auto insurance cover a vehicle if an underage driver took it without permission and wrecked it?
If a friend borrows your car without permission and gets into an accident will his insurance cover it?
First of all a friend does not borrow your car without your permission- if they used it without your permission they really arent your friend and they technically stole your car- Unauthorized use of a motor vehicle- Their insurance will cover them only if you file a complaint with the police stating that the person did not have your permission to use the car. Otherwise your insurance will cover the loss and your rate may…
In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?
I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.
if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services
If your car was taken without your permission by a friend who then was in an accident you did not have insurance at the time will her full coverage insurance cover the cost of your car's repairs?
If your car was lent to someone with a restricted license without your permission resulting in an accident and they are covered under their parents insurance who's insurance should pay?
In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.
Can an employer put your social security number on an insurance form if you have declined the insurance?
Can a mother that is married to the father of her children leave the state without fathers permission I live in Ill.?
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
Does your premium go up if someone without insurance had permission to drive your car and gets into an accident that was their fault in NJ?
Generally, not if the child is a minor, at least not without permission of the probate court or written permission of the estate's executor. However, the child will be appointed a guardian for the purposes of probate and the guardian may petition the court requesting permission for the minor child to obtain access the the will.
Can a Maternal mother be arrested for taking her own daughter out of a Commonwealth Country like Australia to return to UK with the Fathers permission via Affidavit?
IN CA When you do not have any insurance and the person who took your car without permission has no insurance and causes an accident can the other parties insurance co sue the owner of the vehicle?
If a father that is not married to mother of his children take and keep children without permission in the state of Oklahoma and what can be done if this happens?
Not without insurable interest in a car. If you do not have a car, you do not need to have insurance. If you rent a car, you can get insurance for the rental, but that is a temporary policy. If you have permission to drive the car, you should be insured under the policy of the person from whom you borrowed the car.
If unlicensed driver in New Jersey takes his mothers car without knowledge and gets in an accident what will happen with court and insurance?
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
It's a clear case of forgery and it cannot happen without the connivance of the caucus consisting of agent,D.O. and Insurance officials. Register your complaint with the Insurance Co. in writing,lodge F.I.R. with the local P.S. If nothing materialises within a time frame, lodge your complaint with Consumer Forum/Insurance Ombudsman for remedy.