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From the perspective of the insurance company, you haeve participated in risky behavior by lending your vehicle to someone who wrecked your car. Doing so puts your policy into a category of high risk and as such your rates will go up.

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โˆ™ 2006-03-05 17:09:28
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Q: Should your automobile insurance rate double when the car was totaled while someone else was driving with your permission?
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Related questions

If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


Is my little brother who is covered under my policy still covered by my policy while driving someone else's car?

If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.


If you dont have an automoble Can you put insurance on your drivers license?

No. Auto insurance is just that ... an insurance policy for the automobile, and those who ride in it or drive it. If you have the full permission to drive someone else's car, and they have the proper auto insurance in full effect, then you are covered under their policy. If you are going to be driving their vehicle most of the time, then they need to add your name to the policy.


Where can someone get motor insurance?

A person can go to www.statefarm.com to secure automobile insurance.


Who is responsible if someone was driving my car and wrecked it?

If they had your permission to drive, then your insurance company should cover it. They should, however, check with their insurance company and also cover any out of pocket expenses to get it fixed.


Where can someone go to apply for a job as an automobile insurance agent?

Someone can go to employment websites such as Reed to apply for a job as an automobile insurance agent. Alternatively, someone can approach the main insurers directly to ask about vacancies.


Will your car insurance pay for the car that your son hit even though he is not on your insurance?

if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services


Will AARP cover a minor accident if someone else was driving your car?

ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.


Can someone who has a DUI still obtain automobile insurance?

yes they can obtain high risk auto insurance.


Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?

The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.


Where can someone find information on Honda insurance?

There are several insurance companies who offer automobile insurance policies for Honda branded vehicles. Automobile insurance companies such as Progressive, Geico, and State Farm offer these policies. Many other insurance companies offer insurance coverage as well.


If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


Does infinity insurance offer renters insurance?

No, infinity insurance does not offer renter's insurance. Their mission is to provide low cost automobile insurance. You should look for someone like allstate.


Who has the cheapest auto insurance in Kansas for someone with a bad driving record?

The cheapest insurance in Kansas for someone with a bad driving record can be found at www.progressive.com and you can also compare rates with other car insurance companies


If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?

While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).


What happens if you have insurance and you get hit by someone driving down the right shoulder of the road?

What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?


Where can one compare different automobile insurance rates?

If someone wishes to compare different automobile insurance rates there is a variety of places where one can do so. They can compare insurance rates on Money Supermarket, Compare the Market and Ala World Wide.


If someone else gets a ticket while driving your car will your insurance go up?

If they were driving it with your knowledge or permission, yes. Actually, no it won't. Each person is liable for their own actions, regardless of the car they are in. The driver's insurance will go up and would also be liable for any criminal acts. I would assume that if someone else is involved in an accident, while driving your car, your rates will go up? Your insurance will NOT be affected if someone used your car and got a citation BUT,,, If they had an accident and had NO insurance YOU would be involved. If your registration and or insurance is not up to date, you and the driver will pay some fines and get violation points for the above.


Will your insurance cover an accident if someone else was driving your car with a revoked license?

Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.


Is a friend driver covered by the car's auto insurance?

Someone driving your car with your permission is usually covered by your insurance. There may be some special circumstances which can negate that, so it's hard to say specifically for your case. If your insurance company is resisting, you may need help from your agent or an attorney.


Can you get auto insurance with just a learners permit?

Yes you can since a drivers permit is proof of permission to drive an automobile. You can obtain your own insurance or be covered under someone elses just as long as you have coverage. A drivers permit comes with all the responsibilities of anyone who operates a motor vehicle including finacial responsibilities so it's required that you be covered even under a permit.


What if someone hits you and its not his car and there are no insurance on the vehicle?

His liability insurance on his car should transfer to the vehicle that he is driving.


How do you make an insurance claim when someone hits you if you dont have insurance and they do?

You don't need to have insurance to collect on an insurance policy. Just call their claims department and they will get it started.The only issue is that in some states, such as New York, insurance is mandatory in order to register an automobile and be able to drive it. If you are in such a state, and you file a claim for an accident in which you did not have insurance, you could well be charged for driving without insurance and you would probably lose your license.


Is car owner responsible for an unpaid ticket from someone else driving your car?

Unless the car was stolen (and this has been reported), in the UK the car owner will be held responsible unless they can provide the name and address of the person who was driving. However, if someone else was driving (by implication with your permission) the police may also want to check on the insurance that that person had to drive your car.


Where can someone find information about Hartford automobile insurance?

The Hartford Company offers a variety of insurance products including auto and property insurance. One can learn about Hartford insurance at the company's official website.