The rule of thumb on Personal property is, IF you could turn the vehicle upside down, whatever falls out/off is personal property. The car had a radio in it when you bought it and it has one now. What were you doing for the last 60 days that you didnt have time to put the original radio back? Please read the contract you signed, it should explain it in more detail. Hi,everything that is bolted to the car is part of the car,so yes they are gone..
Theoretically no. If the vehicle is repossessed you are supposed to be given the contents back. However, this does not apply to INSTALLED items, so if you've upgraded the stereo system, or installed premium equipment like a high-performance engine, those are considered to be part of the vehicle. Also, it's likely to be your word against the vendor about what was in the vehicle at the time it was repossessed.
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