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Auto Loans and Financing
Repossession
New York City

Someone can repossess a car after being one day late if they want to but how long overdue is more typical in New York before they repo?

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Wiki User
2005-03-01 09:45:42
2005-03-01 09:45:42

30-60 days depending on the lender and your account.

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The buyer has the right to surrender the vehicle before he picks it up. Or pay for it.

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They usually repossess when you miss two or three payments. They seldom repossess if you've just missed one.

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That's dependent on the conditions of your loan. Realistically, they can legally repossess it after one payment is missed, if those terms are stated on the conditions of the loan.


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