Who is At Fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
The other person can sue you because you are at fault for the accident.
If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
Both of you. Legally neither of you should be on public road. As you have no license you cannot claim any insurance. But in a normal situation, it would be the car driver's fault.
Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.
They can pursue him civilly, and the not at fault driver can also sue for damages.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.
each contributes 50% to liability or fault.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.