Asked in InsuranceMedical Insurance
Son just got job at hospital signed up for group insurance 2 wks ago wife is pregnant will she be covered?
September 04, 2007 11:37AM
You will need to have him contact the benefits coordinator for the health insurance, some start immediately some have a time frame, I hope they do, and Congratulations on becoming a grandma !
Asked in Cars & Vehicles, Insurance
Your friend sold you his car take over paymentsHe took the car off his insurance you insured the car and then totaled it but you are not on the title Will your insurance company pay for it?
Can a hospital make you pay more than your medical insurance out of pocket maxium?
Take a look at the paperwork you signed at the hospital, it probably states on there somewhere that YOU are responsible for any amounts not covered by your insurance coverage. That means that the hospital can try to collect any amounts, that your insurance coverage does not pay for, directly from you. If you have already reached your maximum out of pocket limit through your insurance, your insurance should pay for the total amount of the bill from the hospital... but be sure to read all the fine print of your policies for clarification of what your out of pocket max really is, what services they will pay for, how to file claims, etc.. to see why they might not have paid the entire bill. The hospital has every right to go after you for the bill though. You should be in contact with your insurance company and the hospital to get things worked out.
Asked in Life Insurance
What does signed at state on insurance papers mean?
Asked in Maternity and Paternity Leave
Does physicians mutual cover maternity?
10 yrs ago I was pregnant with my son I received a Physicians Mutual flyer in the mail..I was already pregnant but signed up for the individual hospital insurance policy..it was less than $30 a month..after having the baby I filed a claim form & received a check for close to $400 for the 3 days I was hospitalized..
Asked in Income Garnishment
Can a hospital garnish your wages due to an outstanding balance My insurance paid most of the debt?
Signed up for health insurance when pregnant and at time a Company covered 80 perc for individual spouse and dependents now your Co is saying they will only cover you and not child Is this legal?
Asked in Health
What coverage does health insurance usually provide?
Asked in Hospitals, Medicare and Medicaid
Should hospital advise you a service may not be covered Is there a form for a patient to sign accepting or rejecting a non covered item?
yes: this is called an ABN, or advance beneficiary notice. If you receive this notice, the hospital is telling you that they don't believe you will meet Medicare criteria for a procedure. If you sign it, they will still submit the bill to Medicare, but you will be responsible for paying it if Medicare refuses. The best thing to do may be to ask for them to get a predetermination from Medicare: then you will know before hand whether it will be covered or not. Also, it is important to note that this is NOT a valid form for Medicare Advantage Plans. They are not legally binding at all if you have an advantage plan, and if they try to bill you because you signed it, your insurance company will inform them they cannot do that (if they are contracted with your insurance company).
Asked in Insurance, Auto Insurance
How can you change a signed auto insurance settlement?
What does signed at state mean on Insurance paperwork?
Asked in Health, Debt Responsibility, Hospitals
Are you responsible for a hospital bill if you never signed as guarantor?
Does a self employed carpenter have the right to receive workers compensation?
If you have signed up for workmen's compensation insurance and paid the premiums then you can be eligible for compensation. Most self-employed people do not carry this insurance because it is intended to be purchased by employers for their employees. The injury must have occurred on the job for it to be covered.
Asked in Legal Documents
What is the legal document that must be signed to allow information to be used to file insurance?
Asked in Repossession, Insurance
If your insurance is up to date what is the soonest the car can be repo in the state of nc?
Asked in Cataracts
Is cataract surgery covered under Blue Cross Blue Shield?
Each insurance plan is different. And there are many, many plans within BCBS. If you are covered by your employer with BCBS, the benefits and exclusions are decided upon by your provider. Before you make any decisions about your healthcare, you need to go straight to the horse's mouth. If you are already covered by BCBS, call the Member Services line on the back of your card. They can tell you if a certain diagnosis is covered or not. You should have received a benefits booklet at the time you signed up for the health insurance that also explains all the covered benefits and those that are excluded. If you are just shopping for individual insurance, BCBS will determine if you are eligible for any particular procedure, or if you have already had several large claims for a certain illness, they may add a "rider" to your policy that says they won't pay for that particular diagnosis for a certain length of time, if ever. Group health insurance that is employer-provided is usually the most comprehensive.