I had my house repossessed about 10 years ago and can't remember the lender how do I find out if there was a surplus
No. Generally, heirs-at-law must be related by blood or by legal adoption. Your father's second wife is not related to his children by his first wife. If the children were legally adopted by the second wife then the answer is maybe, depending on the laws of intestacy and whether she had a will leaving her property to someone else. You can check the laws of intestacy for your state at the related question link below.
Texas does not allow wage garnishment for creditor debt unless the judgment holder has not other means of collecting monies owed. If the judgment debtor owns real property or has a bank account that is subject to levy or holds other funds, investments, etc. that can be seized and liquidated wage garnishment is not allowed. Please be advised, when wages are deposited in a bank account they are no longer considered exempt from creditor judgment, even if the account is jointly held.
If a person owes you money but has moved to another state, you will probably have to sue them in that state. You should meet with an attorney in your area to discuss the specifics of your case.
Flexible Spending Accounts or FSAs are are pre-tax healthcare benefit offered by employers to their employees in an effort to offset the high costs of healtcare expensives. An employer is not obligated to offer the plan to their employee, but if they do, the monies deposited into the FSA saves the employer on paying FICA for the contributions.
The SOL for filing a lawsuit to recover monies owed has no correlation with the time limit for a negative entry on the consumer's credit report. Judgments may or may not be subject to expungement from credit reports after the 7 years from date of entry has passed. Most judgments are renewable and can remain on a credit report for an indefinite period of time.
They sell property, pay off debts and distribute monies as directed by the will or the intestacy laws in effect. "Evenly" may not be the way it was directed.
Normally a repossession stays on your credit rating for 7 years. If you are repaying the loan, talk to the bank and see if they have reported it. They may or may not have.
yes yes yes
the city/state will sieze the property and do 1 of 2 things... have an auction to obtain the monies owed and/or keep the property and do as they mean fit
I suspect your using terms that are wrong or you don't understand. A trust deed is just the document that specifies the interest in property. It doesn't really even have anything to do with a mortgage or loan on the property. cerainlunly nothing to other finances.
If marital monies were used, then the property is considered community property and subject to division base on your particular state's law.
Yes. That means in the event you try and sell your home, any monies received from the home their portion is given to them first. YES, IF the lender has a JUDGMENT against you.
The monies are not the property of the beneficiary until the executor has released them. Any assets of the deceased have to be provided to the executor for inventory and valuation. Only once the debts have been settled can things be released.
Yes but it's almost unheard of. You would have to pay all back monies owed and pay for the repossession, but why would they chance you again and go through all the red tape if you ignored all their requests for money, phone calls, letters etc and let it get to repo stage.
Property handed down from father to child is an Estate and whatever is in that Estate such as monies; property or contents of the house; owning cars; boats, etc., is an inheritance to the child named in the father's Wills.
Well, if the bank has forclosed they are but can seek the monies from the new buyers. If you bought the tax certificate then you do.
Where's my monies...