Asked in Bankruptcy Law
Under grave circumtances can you file a chapter 7 if you filed a 13 that you converted 6 years ago?
Catch on. Bankruptcy, in fact simply not paying any bill you legally swore you would, is always a grave circumstance. Especially always for those who don't get paid what they were supposed to and have to find other ways to feed their family, pay the rent, or employees, or suppliers...etc. Apparently, it's no big deal for you?
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.