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If you live in NJ and work in Pa can your wages be garnished for credit card debtin NJ?
Yes, your wages can be garnished wherever you work for a debt. Generally, wages are not approved to be garnished for unsecured debt.
Can a spouse be held responsible for wife's premarital credit card debt in NJ?
Yes because when you get married you are one so your spouse whould be responsible for their debt because that means their in debt to
Who is responsible for credit card debt after death in NJ?
The estate has the responsibility to settle all debts including credit cards. Once that is done, the remainder can be distributed.
What is the statute of limitations on a credit card debt in NJ?
New Jersey has set the statute of limitations for an open ended account at 6 years. A credit card is an open ended account. That will be measured from the last communications from the debtor. The credit card may be based on a different jurisdiction which could be longer! You need to check your agreement for the applicable jurisdiction.
How do you handle credit card debt of deceased husband in NJ?
The important step is to open an estate. The executor of the estate will deal with the debts and assets. If the debts are joint responsibility, they won't go away.
In NJ Can your husband be held responsible for your credit card debit that was incurred before you were married?
no
Can you pay the toll on the NJ turnpike with a credit card?
no, the manual toll booths are not equipped to accept credit cards, but you can get an E-ZPass tag to pay tolls (without stopping), funded with a credit card replenishable deposit.
Where is major credit card processing center located?
The location of major credit card processing center is unknown for safety reasons. The service center is located at 1 Caesar Place, 2FL, Moonachie NJ 07074.
In NJ if you have a lot of credit card debt and the cards are only in your name will your spouse be held responsible for this debt when you die?
NJ is not a community property state. Threfore it is likely that the debts of the deceased cannot be collected from a surviving spouse. The assets and debts of the deceased are handled under state probate laws. There is specific property/assets that are exempt from probate procedures. It would be advisable to seek legal counsel concerning these matters. Most attorneys offer free consultation or at a minimal fee to explore the legal options pertaining to the issue at hand.
What is the statute of limitations in NJ for collecting a judgment debt?
no statute of limitations on judgements
What happens to bad check charges after the debt is paid in full in NJ?
it gets banked
If you show up for court in NJ when a collection agency sues you what is the best way to defend yourself against a judgment?
If the debt is valid then there is no defense. If there's evidence the debt or any part of it is invalid you will have a chance to present it at the hearing. The most important factor is making certain you file ALL of the exemptions for real and personal property that apply under NJ statutes, including any "wild card" options. Most especially the homestead exemption if you are a homeowner.
