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Ok here are the disadvantages (from both stand points): If you have any tickets or accidents they will be charged on the policy and cause the persons rate to go up and possibly get terminated by the company. Also depending on your age and sex, the rates could go up too. You being a driver on someones policy put them at risk for lawsuit if you cause an accident. Now for the advantage: You being on someones policy can help your rates when you decide to get your own insurance, companies look at prior insurance and people that have continuous insurance get better rates.

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โˆ™ 2006-04-19 21:51:23
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Q: What are advantages and disadvantages of being listed as a driver on someone else's insurance policy?
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One can find information on provisional driver insurance through the Insurance Learner Driver website. There one can find full details and get a quote.


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The obvious advantages are greater personal mobility and freedom. The disadvantages arenot really disadvantages if you are mature enough to handle them: Greatly increased legal responsibility for your actions, greater insurance cost for your parents, if you still live at home, and skyrocketing insurance costs for your parents if you have so much as one ticket. Fines and/or court costs out of your pocket if you do get a ticket. Possibly also designated taxi driver if you have younger siblings at home.


Can you be a named driver on someone elses insurance in your car?

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In the UK, yes. So long as the driver has insurance.


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Although it depends on your insurance, the driver is covered if driving with your permission.


If someone has an accident and they do not own the car but the driver sends the other party to hospital who is responsible for bodily injuries in Texas?

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In ma if you drive someone else's car and get a ticket who will have their insurance affected the driver or the owner of the vehicle?

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What happens if you wreck someone elses car but you have your own insurance?

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How can you find cheap car insurance for a new driver?

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The driver will get the ticket.


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Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?

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