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Answered 2013-09-05 00:07:24

The reasons that some college students would need to get a credit card is because they'll need to pay for their books some how, not to mention their student loans as well.

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Spelling and grammar check, and online language translation would certainly be three examples.....


65% My question represented the already enrolled "college" students, not just "students", which would have to be ALL the students, which would include every school student in the Nation.


College students can obtain credit cards just like other people. Sometimes it can be more difficult to obtain a credit card as a college student because they do not have as much credit built up. The best approach would be to open up a savings/checking account at a local bank. Once one is opened, they will usually offer the person a credit card as well. If that does not work, looking at the main credit card companies (Visa, Master Card, Discover Card, and American Express) and finding their college student section, will give you options for college students, however, they usually have very high interest rates.


College students are regularly courted by credit card companies who hope to gain loyal customers. Credit card companies also know that college students spend money - in restaurants, movie theaters, at malls, and for living expenses. Targeting college students almost guarantees the credit card companies that issued cards will be used. Having a student card helps some students get through the college years simply because they can charge whatever they can't afford to pay for with cash. Some credit cards are specifically designed for college students. However, the best ones require that the student has a good credit rating. Some of these credit cards offer generous reward programs and low interest rates. However, some of the interest rates are low introductory rates that climb significantly once the introductory period is over. Students should read all of the fine print before obtaining a credit card to ensure that they understand all of the terms and conditions. Many of the student cards have generous cash back programs. Not only can students earn cash back on everyday purchases like gas and groceries, but some cards offer the reward for money spent on utilities and cable television. Students who pay off the balance each month can earn significant rewards by charging virtually everything. However, this method of earning rewards requires a high level of self-discipline. Not all college students are able to qualify for credit on their own. Sometimes, parents issue students cards with low credit limits. Some parents even pay the credit card bills; others let the student use the card with the understanding that he or she pays the monthly bill. Some students have gotten into financial trouble using credit cards in college, thinking they were going to earn much more money than they did. Thinking they would pay off the card once they graduated and obtained their dream jobs, some college students ran up extremely high credit card bills. Unfortunately, they did not earn the amount they thought they would earn immediately after graduation. Many of these students now advise other college students to curtail spending, especially when using credit cards. Students have an excellent opportunity to build a good credit record by using student cards that the credit card companies are anxious to issue. However, just like anyone else who uses a credit card, students need to be careful and exercise good judgment and self-discipline.


I did a quick Google search, and found a few sites like http://www.findcollegecards.com. I would look at a few, and see which ones will best suit you. Many student cards will approve you, even if you have no credit. You have to start somewhere!


I would look at your high school or your college. They will offer scholarships to students.


I would say they're much better than school students.


There are several different financial credit unions that can help with college government funding so my advice would be to talk to the college your child would be attending to make sure it is covered by the government funded credit union.


I would be very cautious and make sure you understand the credit issues involved. It is important that the school has a regional accreditation and is authorized to award college credit (which I do not think they are).


yes just apply online at the bank that you would like to have a card at, you do not need an account thereMore detail:You can also get prepaid credit cards. You deposit a predetermined amount of money into the credit card account, then use it as you would any other credit card. This is mostly used for those with bad credit. It's also commonly used for college students, which their parents deposit the money into as needed.


try the discover student card I get things in the mail all the time to get it. its looks like it would be good for u if your a student with the 25% cash back offer I would most definitely go with it


Who is considered a junior in college?A full college schedule requires 15 credit hours per semester, 30 credits per scholastic year: thus a sophomore would have earned 60 credits and a student carrying credit hours in excess of 60 credit hours would be conisdered a junior in college.


There are many reasons why bad credit would mean that one couldn't get a Visa credit card. The biggest reason why one would have trouble getting a credit card with bad credit would be that one has proven that they cannot pay off their debts in the past.


If I am understanding the question correctly, the credit distribution is not the same as you would find in high school. In other words, preparing for college (college prep) would require a certain number of credits in specified areas, such as English, math, foreign language, lab science etc. The credit distribution in college in strictly dependent on the students program of study. Thus, the credit distribution for a psychology major, would be much different than a program of study in engineering. In addition, it would also depend on the college or university's preference as to whether - for example - the approach is that of a bachelors of arts (BA) or bachelor and science (BS) degree. Thus, you would have to look at each individual major, within each individual college or university, and the preference - if applicable - of the department offering the program of study.


The best thing to do would be to ask in your own college union for their advice because they often have listings of good summer jobs for their students.


There are several black students but I would say it is about 50/50 white and black students.


Many American colleges accept students from other countries, you would just fill out a normal application and where necessary fill in that you live in England. There is a place on most college application for foreign students.


CitiesAssist loans are private student loans. It enables students to pay for college that would otherwise be unable to afford it. It is for disadvantaged students.


High school students receive a myriad of college advertisement. Colleges are vying for high school student enrollment. The more students that are enrolled in the college means that the city and the state would provide more funds for the renovation of college buildings and the addition of new programs of study. Therefore, high school students receive a barrage of college advertisement requesting that they submit their application for college admission.


Students get wild at college parties because it gives them a chance to blow off steam and chill with their friends when they would normally be doing school related work.


To get college credit in high school.


Everest College offers assistance with financial aid and also provides instructors who teach career training for students. Also, Everest College will assist students to find employment after graduation.


If you mean "Why DO SOME students in college have part time jobs?" my answer would be the following: to make money. Since money helps most of us, even students, I'd say they're working to make it....


Fraternities are generally groups that college students join, so you would have to go to college to join them. There are some fraternal organizations that are associated with professions, so you would not have to be a college student, but you would have to be working in the profession to join them.




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