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∙ 18y agohttp://www.capitol.state.tx.us/statutes/bc.toc.htm § 9.609. SECURED PARTY'S RIGHT TO TAKE POSSESSION AFTER DEFAULT. (a) After default, a secured party: (1) may take possession of the collateral; and (2) without removal, may render equipment unusable and dispose of collateral on the debtor's premises under Section 9.610. (b) A secured party may proceed under Subsection (a): (1) pursuant to judicial process; or (2) without judicial process, if it proceeds without breach of the peace.
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∙ 18y agoWiki User
∙ 16y agoNo, not if the contract is in default. The lender/lienholder may repossess the vehicle under UCC laws as long as it can be accomplished without a breach of peace committed
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∙ 16y agoIf i have a vehicle repossessed in the state of Texas, is there anything that requires me to pay off balance after vehicle is sold at auction?
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∙ 15y agoCan the police repossess your car? Can the police repossess your car?
Sample letter of vehicle repossession for the state of texas
The legal remedy for vehicle repossession is covered by UCC laws. Regardless of where the lender is located the car can be repossessed under the laws of the state where it was purchased or where it is now located, whichever means is most advantageous to the lender.
That is a sticky question they could come to your state and garnish
Same as any other repossession, CALL the LENDER. Work something out.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
No months. It will be more like weeks or days. In practice, you can be one day past due and the lender can send your vehicle for repossession. It might be months before the actual repossession happens; it will depend on how difficult it is for the agency to secure it.
If it's a working vehicle, whether plated as a farm vehicle or commercial vehicle, no.
It goes through a legal process, and if you fail to get your vehicle back, it will be auctioned of to help fund the government.
Can a repo man bust a chain and lock to your gate to gain access to your property for reposesion of your vehicle. I live in Texas.
TEXAS PROHIBITS ANY CREDITORS FROM WAGE GARNISHMENT...THEY DO NOT ALLOW IT...THE ONLY PEOPLE THAT CAN GARNISH YOUR WAGES IN TEXAS ARE STUDENT LOANS, IRS, CHILD SUPPORT....YOU CAN GOOGLE TEXAS WAGE GARNISHMENT AND PRINT OUT THE INFORMATION...
Some states have set maximum amounts for repossession fees. The state of Texas,. however has not set a maximum amount on the fee that can be charged for a car repossession.
You should consult a attorney for this, they would be able to help you out