The insurers may use any combination of many factors to rate an insured risk. Available factors may be your Driving History or Lack thereof, Credit Scoring, category loss historical and current averages, neighborhood thefts etc. etc. It's the driver as well as the car you drive, of course.Cheapest First Car Insurance for Teen DriversIt's that time and you have to consider that most of us have been there. The elusive and cheapest car insurance plan with adequate coverage considerations for the teenage driver.
For Liability only, it depends mostly on the driver an possibly a little bit on how much damage the car could do. (motorcycles cheap, SUV's expensive)
For Full Coverage it is a combination of how much it usually cost to repair it and how likely it might have an accident or other covered loss.
Cadillacs are expensive to repair, Fords are inexpensive.
Volvos are driven responsibly, Mustangs are always getting into wrecks.
The cheapest vehicle to insure will be a sensible, affordable, small sedan with the most safety features and the cheapest engine, trim, features etc..
hope it helps.
The answer would depend on what state you live in, your driving record, if you took driver's education in school or not, and most important the company you choose and how they assign drivers. Find out how your insurer assigns drivers to cars. This differs from insurer to insurer and can make a huge difference in the premium you pay. If there are three drivers and two cars in your household, for example, some insurers will assign the driver who's the most expensive to insure (your 16 year old) to the car that
A manufactor called "Kid Galaxy" makes some good remote control cars. The cars are not very expensive and they have a good look for a five year old kid. If you want to see some remote controled cars, it is a good idea to go to the nearest shop where they sell RC(remote control) cars. They will be happy to help you.
What kind of insurance did you have in mind? Do you want to insure him as a driver? Do you want life insurance to cover possible funeral expenses? Do you want medical insurance? All of the above? Every type of insurance comes in a range of prices, depending upon how much coverage you want, and upon the kind of risk that the individual may be judged to be (for example, if the 16 year old boy has already had a traffic accident, his driver's insurance will be more expensive).
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