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What are the community property state credit laws on authorized user on credit card?
Wiki User
∙ 15y ago
an authorized user is someone who has been given consent by the owner of the account to use it and morally should pay for what they purchase but will not be financially responsible to do so even tho the creditor can and probably will report the account to both the owner and the authorized users credit profiles with the credit reporting agencies.
Wiki User
∙ 15y ago
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In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?
No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.
Is an authorized user on a credit card liable for the debt?
No. The only exception would be a married couple residing in a community property state.
If your ex filed for bankruptcy before you divorced and you were an authorized user on his credit card are you liable for the debt?
Only if the married couple lived in a community property state.
If your spouse files for Chapter 7 and you are an authorized user of her credit cards are you responsible too?
An authorized user is never responsible for credit card debt. However, if the married couple live in a community property state they are in general terms both equally responsible for all debts.
In California if the spouse dies and have a credit card in his name and not mine am i responsible for his bills.?
It depends on if California is a community property state or non-community property state.
Is a person who is only listed as an authorized user on a credit card but never used it liable for the debt if the primary holder files bankruptcy?
No. An authorized user is not responsible for credit card debt in any situation. Sorry, I failed to mention that the exception is if the "AU" is a spouse and the couple reside in a community property state. What if the authorized user charged on the card? Would he be held responsible for that?
Is the state of Washington a separate property state?
Washington is a community property state.Washington is a community property state.Washington is a community property state.Washington is a community property state.
Who is responsible if credit cards are in a wife's name only?
If you are in a "community property" state, you both are.
What does non community property mean?
A non-community property state is a separate property state.A non-community property state is a separate property state.A non-community property state is a separate property state.A non-community property state is a separate property state.
Is Alabama a community property state?
No. In the United States there are ten community property states: Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin.Oklahoma is not a community property state.
Is the State of Iowa a Community Property State?
Iowa is not a community property state.
Would the ex-husband be liable for the credit card debt under his wife's name which she agreed to pay for and he is only an authorized user but he has made charges on the card before?
Authorized users are NOT responsible for the cc debt. That is assuming, that you were not married at the time you used the card and were not living in a community property state.
