Secured, and unsecured. Both will affect your credit score if you fail on both of them. Secured is a secured collateral to pay to your borrowed sum (like a house). Unsecured is a credit check with a higher interest rate, due in part to the lack of collateral.
All inquiries in excess of 3 in one year negatively affect your credit. The more you do it the lower it will get.
Many credit unions will provide personal loans to people with poor credit. Talk with your local credit union for more information.
Many online services can offer personal loans even if you have poor credit. Many local loan services also offer poor credit loans.
Pioneer Credit Union offers auto loans, mortgage loans, home equity loans, home equity lines of credit, student loans, personal loans and business loans.
You can get a car loan, student loans, mortgages, etc. You can also get a personal loan from a bank if you have good credit.
Subsidized loans will affect your credit score negatively if you are not paying them. If you are paying them, they will have a positive effect on your score.
There are many legitimate personal loans in North Carolina for people with bad credit. Most of them are referred to as payday loans and they do not consider your credit rating.
Here is an excellent guide to outline how loans might affect your credit score. http://www.moneysavingexpert.com/loans/credit-rating-credit-score It also offers a Credit Checker tool which could prove very useful.
Services are offered by the Western Federal Credit Union. You can get vehicle loans, home loans, and personal loans. They also can get credit cards and specialty loans.
If your personal credit is tied to your business credit, you run the risk of having your personal credit affect your business credit. When, establishing a business, it may seem easier to use your personal credit to get loans, but this could increase your personal risk should the business fail or undergo financial strife. For this reason, it is beneficial to register your business as a completely separate entity from your personal credit. One of the best ways to do this is by registering to receive a D&B D-U-N-S® Number for your company.
Chase Bank offers standard credit cards, a personal line of credit, car loans, home loans, and school loans. They also offer personal accounts and savings accounts.
One can compare unsecured bad credit loans online by looking for the website Personal Loans For Bad Credit. There are other sites out there, but this site can do the comparisons of bad credit loans.