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Vincent, you have every right to get your PP back. Call the lender and tell them you want it. PP is usually defined as whatever would fall out if you turn the car upside down and shake it. Anything you attach to the car stays.

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โˆ™ 2004-04-29 18:39:41
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Q: What are your rights concerning personal property that was in the vehicle at the time of repossession?
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Related Questions

What is a repair facility's reonsibility regarding vehicle repossession?

They have no liability for a vehicle repossessed lawfully from their property.

Is it legal in the state of New York to be charged a fee to collect your personal belongings from a repossessed vehicle you don't plan to get back?

Yes. It is your personal property. It is taking up space on the property of the repossession agency. They may charge you for using that space.

Can a finance company go on your property to retrieve a vehicle for repossession in NJ?


How do you retrieve personal property from a towed vehicle?

Usual process is to call the local PD, find out who towed the vehicle and contact the tower for info on getting your PP. In the case of a repossession, you contact the LENDER to find out the details.

Repossession laws for recreational vehicle in ny?

In the state of New York, provided there is a legal order for repossession, once the vehicle is located, it may be secured and recovered. The repossession agency has 24 hours to notify the registered owner of the repossession, but they are only required to do so by mail, and may do so to the address of record on the registration. They do not have to notify anyone at the time of repossession other than local law enforcement of jurisdiction. They must inventory and secure any property contained in the vehicle, and may charge a storage fee for that property.

Is it legal in Florida for a repossession company to charge you 4500 dollars to recover the personal property from your vehicle?

They can charge a fee if they have processed your stuff ..that is bagged logged etc..If what you have posted is supposed to be $45.00 that is not unreasonable.....$450.00 that is.

How hard do they look for your car when it is about to be repossessed?

Depends upon the company/agent who has the contract for repossessing the vehicle. They only get paid if they recover the vehicle so in most cases they "look pretty hard." Please note, that the majority of U.S. states do not require a replevin order for vehicle repossession matters. However, if such an order has been issued, the person who is named can be held on a contempt of court charge if he or she tries to interfere with the repossession. Please check your state statutes concerning the type of action repossession agents can employ for recovery of the property.

What do you do if a repossession company damages your property while seizing the vehicle?

You need very good proof it was not damaged before the repossession. Nearly impossible to do as he can say it was damaged when he got it (and he will, believe me).

Can a repossession company keep your items from your vehicle and destory them after you have got your vehicle pack and paid?

No, they have no legal right to do that. According to the Federal Trade Commission's website (, all personal property within a vehicle may not be kept, sold, or destroyed. If any personal property was destroyed the creditor who reposessed your car can be held legally responsible for compensation of your goods. (

Can the cosigner repossess property other than a vehicle if the primary debtor is not making payments?

No. The co-signer has no power of "repossession" unless they are on the title of the financed property. In that case they can "take possession" of the property and pay the loan.No. The co-signer has no power of "repossession" unless they are on the title of the financed property. In that case they can "take possession" of the property and pay the loan.No. The co-signer has no power of "repossession" unless they are on the title of the financed property. In that case they can "take possession" of the property and pay the loan.No. The co-signer has no power of "repossession" unless they are on the title of the financed property. In that case they can "take possession" of the property and pay the loan.

What are car repossession laws in Missouri regarding notification to auction a vehicle?

what are the legalities of voluntary vehicle repossession

Can you retreive your personal property from an impounded car?

Yes. You CAN retreive personal property (and your tag) from an impounded vehicle. There should be no charge for the storage of the property, however you will need proof of ownership of the vehicle. Repossessions are treated differently and you would most likely incur storage charges for your personal property. (Florida)

In Arizona if your vehicle is repossessed and your get the vehicle back is it illegal for the repossession agent to charge a fee before they will return your licence plate?

In the State of Arizona, the license plate belongs to the debtor. They cannot charge you for your plate but they can charge you for inventory and storage of your personal property (which, incidently, includes your plate).

What are the debtor's legal rights under a vehicle repossession?

You have 45 days to pick up your property from the vehicle. That's it. They can tow from your home, work or anywhere else they may happen to find the vehicle.

Does the lien holder have to hold your motorcycle after repossession?

After repossession, the lien holder or agent sends information on how to reclaim the vehicle; if the owner does not respond or cannot repay the outstanding debt, the agent removes all personal belongings and sells the vehicle at auction. You will then be liable for the difference in what it sells for and the balance on the loan plus repossession fees.

Can someone remove a car from private property without asking owner to remove it himself not a repossession company?

The owner of the property where the vehicle is located can remove it/ have it removed, in most cases without the necessity of notifying the owner of the vehicle.

In a car repossession can they swear a warrant out for a class 6 felony for failure to return a motor vehicle subject to a property interest?


Can a repo company charge you for retrieving your personal property and property that belongs to someone else in the state of Kentucky?

Yes. Any property left in the vehicle when it was repossessed is additional property, not part of the repossession. As private property, the repossession company is liable to inventory the porperty and store it so that it may be recovered. State laws vary a bit, but the standard storage limit is thirty days. During this time they may assess a storage fee. You, the property owner must pay this fee to recover your property. Property that is not recovered in the time alloted by law may be discarded as the company sees fit.

Can a repossession agent cut locks or cables to obtain a repossession?

if i understood what i have been told they can not destroy your property to obtain the investment they are repossessing.The recovery papers are to obtain legal possession of the vehicle mentioned in the orders.

Are wrecker service allowed to keep your personal property in your vehicle after an accident?


How can someone else get the stuff out of the car when its been repossessed?

After your vehicle has been repossessed, the repossessing company must contact you (often via the creditor) to notify you where your personal property can be recovered. Repossession agents are required to keep the property for thirty days to allow you to recover it, but they will charge you a storage fee, and pretty much every one will require that fee be paid before they surrender your personal property. Regarding an agent of yours being permitted to recover your personal property, it is possible, but may be difficult.

Can Repo Investigator Charge me with Felony in Ohio for not finding my vehicle?

As a repossession investigator and agent liason, I can tell you that yes, in fact, I know of several instances of felony charges being filed against an individual for hindering repossession of a vehicle. Your lawyer's response may have been motivated more by the fact that he felt confident that he could successfully prevent prosecution, but nothing will prevent the vehicle from being repossessed aside from the destruction of the vehicle. In the event the possessor of a vehicle under repossession were to destroy a vehicle to prevent that repossession, he could then be charged with malicious destruction of private property and hindering a lender.

A sample letter of vehicle repossession for the state of Texas Where can you find one?

Sample letter of vehicle repossession for the state of texas

Is a vintage 1967 Chevrolet considered personal propery?

Any vehicle is the personal property of whoever owns it.

Is it legal for them to take a car seat in a repossession?

well if you would of paid your bills on time it wouldn't of happend but yea its legal wat ever is in the car stays in the car I do not know what "State" the above "answer" came from, but do both agree and disagree. When a vehicle is repossessed then naturally enough the person doing the repossession is going to reclaim the vehicle along with whatever personal property may happen to be inside the vehicle. If the "owner" of the vehicle wishes to reclaim the personal property (for whatever reason, but basically because he/she can not reclaim the vehicle itself,) then that owner must be afforded a supervised opportunity to remove personal property from the vehicle within some period of days. The reason for that is very simple. The "lienholder" has no lawful claim upon the contents of the vehicle, (and the "repo man" has absolutely no legal claim to the vehicle at all, EXCEPT as being the "agent of" the lienholder (acting on the lienholder's instructions and in the lienholder's steed). The lienholder has a cliam only upon the vehicle itself. To put it simply: Generally, anything attached to, bolted onto or permanently made a part of the vehicle stays with/on the vehicle (i.e., stereo, speakers, wheels, tires and so forth). On the other hand, actual personal property (i.e., glasses, CD's, child's car seats, umbrellas, money, checks, etc.,) belong to the "owner" of the vehicle, NOT the lienholder.