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What bank will allow you to open an account even though you are in the Chex System?

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2010-10-15 06:21:27
2010-10-15 06:21:27
Answer

There are many banks that will open accounts for those in chexsystems. Your options really depend on the state in which you live

Better Answer

peoplescashsolutions dot com (Peoples Bank in Paris, TX). This bank will give you a 2nd chance even with having bad credit and being on Chexsystems at the same time.

Peoples Cash Solutions will not open an account for those that have "fraud" listed on their chexsystems report, however, "account abuse" is not an issue.

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Related Questions

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Chex System is only a reporting agency. They do not have the ability to close an account. If an account is closed it is up to the discretion of the financial institution who issued the account to you.

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In some states,Wal-mart offers accounts to persons with less than good credit 9even those who have been placed in the Chex system), for as an opening deposit as small as $50. US Bank also offers a "second chance checking" - they acknowledge that you have a mark on chexsystems, but allow you to open an account with them (with certain restrictions)

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possible. After my five years with chex systems passed, I opened a checking account and the bank closed it after two months due to my chex systems record. They froze it and then closed it without notice to me. I found out when the ATM card quit working. I then had to get Chex systems to write a letter to them because my record should have been gone after five years, but that did not help me get my account back. Yes, if the account holder resides in a state where the banking laws allow the action without due process of law.

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If a person has an account under age 18, they can be reported to Chex systems if they default. If they are co listed with someone else, both parties will be reported.

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Because more and likely you have more than two closures on the chex systems. Most banks will not allow you to open an account if you have had more than two closures.

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If you were reported to Chex systems by one bank, while you have an account at a different bank, the bank you are in good standing with will keep your account open - but you will not be able to open any other accounts. Also, as long as you are on Chex systems, expect to have difficulty paying by check at retailers.

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Negative entries on Chex System remain for 5 years from the time of reporting.

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As long as the bank that has the hold hasn't reported you to chex systems.

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no not really, you just don't have to be in Chex Systems

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Chex Systems Bites is a great site for a listing of banks where you can open a checking account with bad credit. They also have information on how the Chex System works and give recommendations on different banks. You can find the website at http://chexsys.tripod.com/goodbanks.html. Many, if not most banks, do not check your credit for a simple checking account. What they do check is if you've defaulted on a checking account at another bank. If another bank has reported you (rightly or wrongly) you will have a hard time getting an account.

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Yes, Chex Systems is in Canada. It is owned and operated by Fidelity National Information Services. They provide information about deposit accounts.

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Rice and corn Chex: no. Wheat Chex: yes.

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No. The closure of the account was a valid action by the bank and therefore the CS entry is also valid and will remain for the required 5 years.

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Rice chex show is always on the go! Rice chex show! Maxy and chexy always waiting to get eaten. Even salmon in somebody's body. Rice chex show! Rice chex show! Rice chex show! Rice chex show! Whoa! Rice chex show... Maxy and chexy(4 times). Rice chex show!

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It depends on the bank ..many banks will only run the LLC or Corp name through chexsystems and not the signers. Other banks may not use chexsystems at all

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Well, there are corn chex, wheat chex, bread "sticks", pretzel's and then the toasted bread pieces.

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Yes. There is no gluten in corn or rice Chex, but there IS gluten in wheat Chex.

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Well, yes Chex Mix is a mixture. It is a mixture of different snacks. The ingredients of Chex Mix aren't a mixture, but the snack of Chex Mix is a mixture.

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most likely not until the debt is satisfied within the check systems records that you have a $0.00 balance. anyone can pay this off, you or your husband. but it has to be paid first.

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Kellog's Rice Krispies makes a gluten-free version of its cereal, made with whole grain brown rice. Chex makes five different gluten-free flavors, including Rice Chex, Corn Chex, Honey Nut Chex, Chocolate Chex, and Cinnamon Chex.

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Absolutely. A social security number isn't required to be entered into the Chex system. If you've bounced some checks, you need to rectify the situation. You can also call the Chex Systems, Inc. st 1-800-428-9623 to see if you're name is listed.


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