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There are many banks that will open accounts for those in chexsystems. Your options really depend on the state in which you live

Better Answer

peoplescashsolutions dot com (Peoples Bank in Paris, TX). This bank will give you a 2nd chance even with having bad credit and being on Chexsystems at the same time.

Peoples Cash Solutions will not open an account for those that have "fraud" listed on their chexsystems report, however, "account abuse" is not an issue.

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โˆ™ 2010-10-15 06:21:27
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Q: What bank will allow you to open an account even though you are in the Chex System?
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Related questions

Can the Chex System close your existing checking and savings accounts from another institution?

Chex System is only a reporting agency. They do not have the ability to close an account. If an account is closed it is up to the discretion of the financial institution who issued the account to you.

Would any banks open a checking account even though you are on chex systems but the money was paid?

In some states,Wal-mart offers accounts to persons with less than good credit 9even those who have been placed in the Chex system), for as an opening deposit as small as $50. US Bank also offers a "second chance checking" - they acknowledge that you have a mark on chexsystems, but allow you to open an account with them (with certain restrictions)

Can banks freeze your account if you are reported to the Chex systems after your account is opened for months?

possible. After my five years with chex systems passed, I opened a checking account and the bank closed it after two months due to my chex systems record. They froze it and then closed it without notice to me. I found out when the ATM card quit working. I then had to get Chex systems to write a letter to them because my record should have been gone after five years, but that did not help me get my account back. Yes, if the account holder resides in a state where the banking laws allow the action without due process of law.

Can a person under 18 be reported to chex system?

If a person has an account under age 18, they can be reported to Chex systems if they default. If they are co listed with someone else, both parties will be reported.

Chexsystem did not allow you to open 2nd bank acct?

Because more and likely you have more than two closures on the chex systems. Most banks will not allow you to open an account if you have had more than two closures.

Can your bank account be closed if you've had the account for 6 months and you've just been reported on the Chex Systems?

If you were reported to Chex systems by one bank, while you have an account at a different bank, the bank you are in good standing with will keep your account open - but you will not be able to open any other accounts. Also, as long as you are on Chex systems, expect to have difficulty paying by check at retailers.

How long will the bank report a non-sufficient funds to the Chex system?

Negative entries on Chex System remain for 5 years from the time of reporting.

If you have a joint checking account with someone and their name showed up on Chex Systems for abuse of account can the banks close the account even though the abuse was before the account was set up?

yes they can. Many banks run random checks with chexsystems and they will close accounts if the account holder has a negative report

Can you open another bank account if your business account has a hold on it?

As long as the bank that has the hold hasn't reported you to chex systems.

Where can you get a checking account if you have bad credit?

Chex Systems Bites is a great site for a listing of banks where you can open a checking account with bad credit. They also have information on how the Chex System works and give recommendations on different banks. You can find the website at Many, if not most banks, do not check your credit for a simple checking account. What they do check is if you've defaulted on a checking account at another bank. If another bank has reported you (rightly or wrongly) you will have a hard time getting an account.

Do you have to have good credit to open a checking account?

no not really, you just don't have to be in Chex Systems

Does Canada has a chex system?

Yes, Chex Systems is in Canada. It is owned and operated by Fidelity National Information Services. They provide information about deposit accounts.

What is the Rice Chex Show theme song?

Rice chex show is always on the go! Rice chex show! Maxy and chexy always waiting to get eaten. Even salmon in somebody's body. Rice chex show! Rice chex show! Rice chex show! Rice chex show! Whoa! Rice chex show... Maxy and chexy(4 times). Rice chex show!

If you unknowingly deposited a fraudulent check from a scammer causing the bank to close your account can the information be removed from the Chex System?

No. The closure of the account was a valid action by the bank and therefore the CS entry is also valid and will remain for the required 5 years.

Do chex cereals contain gluten?

Rice and corn Chex: no. Wheat Chex: yes.

Is chex system a credit reporting agency?

Yes it is under the FCRA

If you included your Bank of America checking account in a 2003 discharged chapter 7 is it legal for them to place a black ball on you so you cannot open a new checking account?

It's legal for the person to be placed in the Chex System for the required five years.

Which is healthier cap'n crunch or chex?


When was Chex created?

Chex was created in 1937.

How long will your name stay on the Chex System if you live in Kansas?

5 years

Are there any non Chex system banks in Colorado Springs?


Can you open a business bank account for your newly formed LLC if you are in chex system for a personal account?

It depends on the bank ..many banks will only run the LLC or Corp name through chexsystems and not the signers. Other banks may not use chexsystems at all

Are corn chex always gluten free?

Yes. There is no gluten in corn or rice Chex, but there IS gluten in wheat Chex.

Is Chex Mix a mixture?

Well, yes Chex Mix is a mixture. It is a mixture of different snacks. The ingredients of Chex Mix aren't a mixture, but the snack of Chex Mix is a mixture.

What breakfast cereal does not have gluten?

Kellog's Rice Krispies makes a gluten-free version of its cereal, made with whole grain brown rice. Chex makes five different gluten-free flavors, including Rice Chex, Corn Chex, Honey Nut Chex, Chocolate Chex, and Cinnamon Chex.

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