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What banks issue debit cards on spot?

Updated: 9/23/2023
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10y ago

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Any bank that uses savings accounts should ! A debit card is usually applied to an account that cannot overdraw (thus protecting the customer and the bank from excessive charges). A debit card requires no credit check, because it's simply an electronic form of cash. You can only spend up to the balance in your account

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Q: What banks issue debit cards on spot?
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Yes, People can withdraw money from credit cards. Nowadays credit cards are not only used for shopping,paying bills but you can even withdraw money. During an emergency you can swipe your credit card and get spot cash.No need to go for loans.


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It is always handy to have a little cash jingling in your pocket for those little on the spot purchases, but cash is expensive. It is expensive to manufacture coins and paper money, to store, distribute, and transport to shops, banks, etc. Often with the danger of armed robbery! Nowadays, a debit card or credit card would be used for most purchases. At least for me, I constantly use my debit card at my local supermarket, very handy. But I also need coins to give my Grandchildren for school snacks, the odd school dinners, and so on! For instance, you wouldn't offer your debit card to a collector for a good cause, rather than slipping into the slot of the collection box, a few spare coins.


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