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What can I do to get my car fixed when the owner of the responsible car refuses refuses to pay for damages done by a boyfriend driving and her insurance won't pay because he was excluded?
Wiki User
∙ 14y ago
I hope you got a police report. If not call the PD and ask them if it's too late to file a report, some will do one weeks after as long as both parties agree it occurred. Second, appeal to your insurance company to file the claim under uninsured motorist insurance (you SHOULD have it). If all else fails, all you can do is go to small claims court.
Wiki User
∙ 14y ago
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How do you get insurance if a parent who has no license buys your car?
Progressive Insurance can write a policy for you and your parent, but the parent is excluded as a driver because they do not have a license.
Why was HIV excluded from insurance policies?
You can not buy Life Insurance if you have HIV because it is a disease that can kill with no known cure. There is the option to buy a Guaranteed Issued policy if you can afford the premiums.
What is an excluded driver in Florida?
an excluded driver is someone who IS on the policy but does not drive very often so they are excluded from driving. Alot of parents do this for their kids in college. They show up as having insurance because they are on the policy, but the parents dont get charged an arm and a leg for having them on the policyThat's WrongAn Excluded Driver is SPECIFICALLY NOT on the policy and there is NO INSURANCE if he is driving when involved in an accident. If a member of your family is named as an excluded driver, do not let them drive! In Florida, auto insurance consumers are allowed to "exclude" certain drivers from coverage under their insurance policy. This usually results in a lower premium. It also facilitates purchasing insurance as many insurers will not accept certain types of drivers. The purchaser ("insured") completes a form stating that they wish to exclude a certain driver(s) [sometimes this is part of the application for insurance and sometimes by a separate document] and the insurance company issues an insurance endorsement (additional form to the policy) that states, in essence, we do not provide coverage for the excluded driver. In Florida, an insurer cannot deny coverage for PIP or Property Damage up to $10,000 even if the driver is excluded as these are mandatory coverages.
Why is damage to watercraft or trailers excluded?
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
If my Mom is listed as an excluded driver on my policy because she didn't have a license when I got the Insurance but does now will my premiums go up If I add her because she was once excluded?
It really depends on her driving history and a few various things. You can call and ask before you make the change to determine the rate change.
How is everyone ultimately hurt when some people are made to feel excluded?
Because the people who are not excluded do not benefit from the input of those who were excluded.
Can i have insurance on a car i don't own?
Yes, if you're responsible for it because it's made available for your use.
Who is responsible for the insurance if a car is financed in your name but your sister is making the payments and driving it?
If the car is in your name then you are responsible for everything. If she wrecks it and is at fault, the person that she hits is going to go after you because the car is in your name. But she is the one that needs to be paying for the car insurance. call a insurance company they will help you,
Explain why services are excluded from the measure of wealth?
because the service excluded from the measure of wealth because we need shartler, house, food,
How were African-Americans excluded from the voting?
African Americans were often excluded from the voting because they did not own land or pay the taxes required of voters. They were sometimes excluded from voting with the use of laws that excluded them.
Your boyfriend got in an accident wyour car your car doesn't have insurance on it He is still listed on his parents insurance policy Are they responsible for your damage the damage to the other car?
The parents insurance will not cover any damage to your vehicle. It is possible but not likely that his parents insurance will cover damage, injuries and property damage to the other party. There is a non-owned vehicle clause in most insurance policies that will cover damages but this is designed for loaner vehicles from the dealership, rental cars, and vehicles that are borrowed on a very limited basis, ex, your boyfriend borrow my pick up truck once every 5 years to move a couch. Chances are that because of your relationship to your boyfriend an insurance company is not going view this as a limited basis. Aside from all of this, if you live in a state other than NH or WI you are required to carry auto insurance on any vehicle you have a license plate for, regardless if you drive it or not.
What if my boyfriend is illegal he gets 1 300 dollars a month can i get medicaid?
Because you're not married, he isn't legally responsible for you. Of course, he is legally responsible for any children for whom you and he are the parents.
