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What can a person do to pay for a vehicle damaged in an accident while their insurance was lapsed?
Wiki User
∙ 19y ago
start making payments
Wiki User
∙ 19y ago
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What do you do if you have an accident with a lapsed insurance and the vehicle is totaled?
You pay for the damages out of your pocket. Answer How lapsed? There is a grace period with insurance companies. Call your agent. If it's been more than 2-3 weeks my guess is you are out of luck.
If you have an accident and then reinstate your insurance are you covered?
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
What if you have a past due balance on car insurance account then get in an accident?
You're probably screwed because your insurance most likely has lapsed.
If you have an accident other party admits fault no police report your insurance was lapsed will the other insurance cover your loss?
As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.
If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?
Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.
Who is responsible if using another's vehicle whose insurance lapsed?
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Is there a difference between lapsed and cancelled auto insurance?
Cancellation Termination of an insurance contract before its expiration date, by either the insurance company or the policyholder. Lapsed Insurance Policy When a policyholder fails to pay the due premiums, his or her insurance will get cancelled. These are referred to as a lapsed insurance policies.
What happens when you missed a payment and your insurance lapsed?
It so happens that you have no insurance
When in an auto accident and the person gives proof of insurance and it's lapsed -can I get info from the police from the insurance policy number?
That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your insurance company if you have uninsured motorists coverage. Your company will pay the claim and go after the other party. They will do the legwork and pay all legal fees involved with collecting from the other person.
Does homeowners insurance cover theft if your policy lapsed?
No.
What does it mean when your car insurance is inactive?
It means you have no insurance. Either it has lapsed or has been cancelled.
If you were in an accident but your insurance lapsed how do you get your vehicle repaired?
You can start by asking politely, but when that doesn't work you can contact an attorney. Find one who will work on a contingency fee (you only pay him if you collect a settlement) because even if you win, you may never see a dime. Otherwise, just have your car repaired and DON'T EVER LET YOUR INSURANCE LAPSE AGAIN!!! Pay for your damages out of your pocket.
