Sorry but the loans were upside down the minute you signed the loan papers. Pay off the loans.Answer
The dealership should have nothing to do with the trade-in value of the car.
The trade-in value is determined by market prices--not what you paid or what dealership.
Others will take the car as a trade-in for what it is worth, but you will still owe more which you can tack onto a new vehicle sometimes (but not smart) or have to pay off the loan.
Selling it to a private party would be your best solution but it is time-consuming.
There are several options available for purchasing a 1993 Toyota pickup. Used car dealers in your area may have this model year available. A new car dealership will often have used Toyota cars and trucks for sale, even if it isn't a Toyota dealership. If you are comfortable buying from a private party, you can find listings for used vehicles in the AutoTrader, Pennysaver or on craigslist. These listing services also have websites which will allow you to search for a specific model and year and even view pictures of the vehicle before you contact the seller.
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