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What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are personal injury claims not settled?


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2008-07-26 21:02:30
2008-07-26 21:02:30

If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is important that you had it on the daye of the accident.


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If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates.

Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.

No. Personal injury settlements are non-taxable. Double check with your state's commissioner of insurance, or the adjuster you settled with. It may vary by state.

If it is in the policy, then yes they can deny coverage. You will need to read your policy carefully, it will reveal the answers there.

I would suggest you to go for BharthiAxa insurance. In my case they settled my claim fast. It was easy for me as when I transferred the plan from other insurer for my 2 wheeler. Not only that I get hassle free inspection services and its highly standardised. And my Two wheeler insurance plan covers personal accident. And they have wide range of services. Go get BharthiAxa's Support.

They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.

The Insurance company paid for the car comprehensive but failed to mention the death liability. I was too grieved to think about it and settled.

Yes, that is normal and you should comply. Insurance fraud is a huge problem in the industry and the other insurance company is only trying to confirm the nature of the accident. You never know when the other person may be trying to claim something for their benefit that didn't happen in the accident. Say for example the other person was really alone in the car but later told their insurance company that they had a passenger in the car with them that was injured in the accident. This invented passenger then makes a claim against the liability coverage of the driver and if and when it is settled the driver and their accomplace share in the bogus claim's settlement. Meanwhile your damage is taken careof as it should be but your statements could expose the attempted fraud trying to be committed by the other party. Believe me, all of us need to do our part in limiting fruad because the cost of fraud is included in our ever increasing insurance premiums.

In the best case scenario, one would settle an automobile accident claim through theirs and the responsible party's insurance companies. However, these claims are often disputed and will sometimes need to be settled in court with the use of lawyers.

Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.

i live in Tampa, Fla i would like to know where i can get a loan on my accident funds which are in the process off being settled

If you have not settled with the insurance company you will have to take it back. If the insurance has paid out it is their car.

If the personal injury case in Illinois is settled compensation has to be refunded to the individual and the persons who provided for that individual up until the case was settled. The compensation amount will be back dated to the date of the injury.

The fees imposed by airplane accident attorneys are typically based off a large portion of the amount of money that is settled from the party at fault in the accident.

Montana was settled in 1803 because of the Louisiana Purchase

no they are not because paleo indians are nomadic and settled

The people settled this area because they were separating from the Church of England?

Liablity decisions are not based solely on the police report. Your insurance adjuster should investigate every aspect of the loss. If you want to provide details of the accident perhaps I could assist you with this. In short, how you prove fifty percent, is just that you (your adjuster) must prove that the other party contributed to this accident. Just because the police report says 100% does not mean that the claim will be settled that way.

The second claim will be assessed as the first one was - no prejudice.

Does liability insurance save a church from liability suits.

Personal injury lawyers deal with wrongdoings or negligence. Since the lawsuit is usually between a business and a worker or customer, most cases are settled. When cases are not settled, a personal injury lawyer can operate in the field of trial lawyer, however the main difference is that a personal injury lawyer deals with cases such as accidents.

Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.

Because there was food there

It will usually take at least 30 days. If an insurance company is paying the amount out, maybe longer. They don't like paying that money out, because they lose interest on it because it is no longer in the bank

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