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What can you do if a repossession agent called your home at midnight and disclosed to your neighbors the fact that your car was up for repossession and other personal information?


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Wiki User
2006-10-09 21:28:52
2006-10-09 21:28:52

It is illegal to disclose that information to anyone not also on the car loan, unless you had given consent (usually in writing) to do so. Your neighbors can be contacted, however, if there is reason to believe that you no longer live at the residence and we need to verify that you had moved. However they cannot be told that you owe a debt, or discuss anything about a debt. Contact with anyone, you or the neighbors, etc. after 9:00 PM or before 8:00 AM is a breach of the peace, and therefore very much against the law. Keep in mind that laws very by state, and this information is good for Ohio and Pennsylvania. If you have proof the incident occurred, you should seek legal counsel about your next step. Get statements from your neighbors as to what was discussed and the time,date,ect. Then get your phone records to prove what time they called. Then CALL a Local attorney asap. Disclosure is not legal, but there is nothing illegal about them calling at 1145 pm if they are not asking for payment.

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