You have rights, unfortunately you have to prove that your car is worth more than what they are offering. Low miles, clean interior and exterior are sure ways to raise the value of the vehicle. If the vehicle was a pig sty the value just dropped a bunch. It also helps if you have receipts for any repair work that was recently done and paid for. You don't have to accept the offer, you can negotiate for more money but keep in mind the appearance of your vehicle.
you can go ahead and contact the other drivers insurance company and determine the status of the claim.
Yes, if they run your information through the interstate system. When you apply for auto insurance, the insurance company checks your driving history via your name/dob/social security/drivers license number. The insurance company can see tickets/accidents recorded in other states and will base your insurance rate upon your driving history. If you have a drivers license in two different states, you are committing a crime in at least one state.
No, you can't. When you collect from your insurance company, they will pursue the other driver's insurance because the accident wasn't your fault. When your insurance company finds out that you collected from the other insurance company already, they will come after you. It's called double-dipping and it most likely wouldn't end well.
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
Depends on who's going to give you more money and other factors such as will your rates go up if your company pays you, etc.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Check this company they are very good and cheap compared to other companies. http://www.directautoinsurance.com/Virginia-auto-insurance/
Drivers car insurance in California is usually around 200 dollars a month. This however depends on the insurance and the other restrictions on different drivers in California.
Most insurance companies shy away from granting insurance to young drivers because there are new drivers and pose the greatest risk of getting into an accident. Because Progressive insurance does quite lot of advertising in regards to being better than the other insurance agents, one can look into getting cheap insurance rates for young drivers from this particular company.
The auto rates of Liberty Mutual Insurance is different for different drivers because drivers have different driving records. To compare this particular company to others, you may visit their website and compare it to whatever company you want to compare it to, such as geico.
Yes. Insurance companies don't just go off your drivers license record. They also check several other insurance company data bases because many accidents are not reported to the police. If an accident claim was filed the Insurance company who handled the claim will have it in their database as well.
Fliling a ClaimThis is generally done by telephone. Just call up the insurance company and give them notice and a description of the accident. They will assign a claims adjuster who will will follow up with you and their insured. It's really very simple. Answerwell, do you mean others like the other party that was involved with the accident? or other drivers insurance like you were driving ur buddies car and got into an accident? Well if it was the first one then you just call your insurance company, make a claim, they will proceed to ask you for the Third parties information, then the insurance company does all the work for you.. i would always call as if the third party calls and lies and tell his insurance company you were at fault, it can affect you later in life.If its ur buddies insurance you want to make a claim under, call his insurance company and make a claim. Simple
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
If she was driving your vehicle, with your premission, it would fall under your insurance and they would have to pay for the other drivers vehicle
Scooter insurance in not just for teenagers, but for good drivers of all ages. Most states now require that you have your scooter insured. this is not just to protect other drivers from you, but to protect you from other drivers!
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
Yes, Allstate does and other insurance companies might also.
Yes. That is part of your claim against them. However, if you filed with your insurance company, you gave up your right to pursue them for damages. Generally speaking, your insurance company will pursue the other party's insurance company and if the other company pays, that payme usually includes your deductible.
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
AnswerImportant: Always default to your own insurance company for this answer.If the other insurance company is trying to contact you, call your claim representative and ask her what you should do. Usually, your insurance company can discuss liability with the other party's insurance company without you having to get involved. You don't want to prematurely call the other insurance company and say something on tape that may cost you a better legal standing.
The Law in Georgia about drivers having auto insurance is no different to any other state,you must have auto insurance if you drive a car.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split. Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split.
You can get insurance for your significant other. You need to let the insurance company know, and they will add your significant other to your insurance. There might be additional costs.
Not if it is deemed to be 100% the other drivers fault and they have insurance.