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You have rights, unfortunately you have to prove that your car is worth more than what they are offering. Low miles, clean interior and exterior are sure ways to raise the value of the vehicle. If the vehicle was a pig sty the value just dropped a bunch. It also helps if you have receipts for any repair work that was recently done and paid for. You don't have to accept the offer, you can negotiate for more money but keep in mind the appearance of your vehicle.
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If your car has been totaled what are your options while waiting for the other drivers insurance company to handle the situation?
you can go ahead and contact the other drivers insurance company and determine the status of the claim.
If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
If you have a drivers license in two different states and your insurance company only has one drivers license can they find out about a ticket on the other one?
Yes, if they run your information through the interstate system. When you apply for auto insurance, the insurance company checks your driving history via your name/dob/social security/drivers license number. The insurance company can see tickets/accidents recorded in other states and will base your insurance rate upon your driving history. If you have a drivers license in two different states, you are committing a crime in at least one state.
If your insurance company gives you the option of being paid directly by them or by the other drivers insurance company which is a better choice?
Depends on who's going to give you more money and other factors such as will your rates go up if your company pays you, etc.
Can i collect on both sides my insurance and the faulted drivers insurance i have a lien holder on my car a?
No, you can't. When you collect from your insurance company, they will pursue the other driver's insurance because the accident wasn't your fault. When your insurance company finds out that you collected from the other insurance company already, they will come after you. It's called double-dipping and it most likely wouldn't end well.
Will your comprehensive auto insurance cover your car if you were not at fault in the accident but other drivers insurance denies claim?
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Is there any cheap car insurance in Virginia for teen drivers?
Check this company they are very good and cheap compared to other companies. http://www.directautoinsurance.com/Virginia-auto-insurance/
What is California car insurance for new drivers?
Drivers car insurance in California is usually around 200 dollars a month. This however depends on the insurance and the other restrictions on different drivers in California.
What happens if you get in an accident and the other driver does not have a drivers license?
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
How do Liberty Mutual Insurance auto rates for men under age 25 compare to other insurance companies?
The auto rates of Liberty Mutual Insurance is different for different drivers because drivers have different driving records. To compare this particular company to others, you may visit their website and compare it to whatever company you want to compare it to, such as geico.
Is it lawful for ins co to charge you for points that is not on drivers license?
Yes. Insurance companies don't just go off your drivers license record. They also check several other insurance company data bases because many accidents are not reported to the police. If an accident claim was filed the Insurance company who handled the claim will have it in their database as well.
Which companies claim to offer cheap car insurance for a young driver?
Most insurance companies shy away from granting insurance to young drivers because there are new drivers and pose the greatest risk of getting into an accident. Because Progressive insurance does quite lot of advertising in regards to being better than the other insurance agents, one can look into getting cheap insurance rates for young drivers from this particular company.
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