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You'll need to file an accident report, then notify your insurer of the loss occurrence.

If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the At Fault driver.

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โˆ™ 2013-08-31 18:03:35
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Q: What can you do if the person at fault in an accident claims to have no insurance?
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Related questions

Are you still at fault if the other person does not have insurance?

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


If involved in accident but not my fault will it effect my no claims bonus and insurance premium?

Yes


Is it realistic to take someone to small claims court for damages in an auto accident?

If there is insurance coverage on the at fault vehicle, there should be no reason to file small claims. If the at-fault party does not have insurance, then small claims is an option.


Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?

No. If the accident was your fault, you can not get money from the other person's car insurance.


If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

the insurance of the person responsible for the accident


What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


What do you do if you get into a accident with someone who does not have insurance and you are not at fault?

Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.


What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?

My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind


Who pays for the towing charges in an accident that is not your fault?

The other person's insurance. This just happened to me.


Do you have to pay your deductible if the accident was the other drivers fault?

The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.


Will a no fault accident raise your insurance rates?

You need to check with your agent or policy services for you company. They can tell you their rules for accident/claims related rate increases.


Who is at fault when a person waives another into an accident?

The person who causes the accident is at fault


What are the benefits of Florida no fault car Insurance?

Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.


Should I pay for auto accident out of pocket?

No way! Do you have insurance? Does the other person? Who's fault? trade insurance info with the other person.


If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.


What coverage protects the person who was at fault in an accident against losses when someone is injured?

Liability insurance.


Do you have to report your insurance company if you had accident and you are not at fault?

No.


If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?

Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.


How much money do you get if you were a passenger in a car accident and it was not your fault?

Unable to answer - too little is known about the circumstances of the accident. Was the driver of the car you were in at fault? Was the driver of the other car at fault? Submit your medical claims to the appropriate insurance company and wait to be contacted for an offer.


Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.


What recourse do I have if the at fault driver will not contact his insurance company about the accident?

If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.


Can the insurance company of the person at fault refuse to pay for the damages if their client claims he or she is not guilty?

In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages


Someone hit you an Neither I or other driver has insurance on our car who is at fault?

Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


Does health insurance cover you in a DUI accident if its your fault?

It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.


What can be done with a totaled vehicle under lien and only liability insurance?

If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.