You'll need to file an accident report, then notify your insurer of the loss occurrence.
If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the At Fault driver.
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
If there is insurance coverage on the at fault vehicle, there should be no reason to file small claims. If the at-fault party does not have insurance, then small claims is an option.
No. If the accident was your fault, you can not get money from the other person's car insurance.
the insurance of the person responsible for the accident
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
The other person's insurance. This just happened to me.
The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.
You need to check with your agent or policy services for you company. They can tell you their rules for accident/claims related rate increases.
The person who causes the accident is at fault
Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.
No way! Do you have insurance? Does the other person? Who's fault? trade insurance info with the other person.
There is no deductible for liability claims.
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
Unable to answer - too little is known about the circumstances of the accident. Was the driver of the car you were in at fault? Was the driver of the other car at fault? Submit your medical claims to the appropriate insurance company and wait to be contacted for an offer.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.