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I recommend discussing it with the LENDER. Ask for "help" in "locating" the car. If that doesnt work, contact a FL repo company for advice. NOTE. Is the TITLE in your name(owner OR co-owner)? If you are simply on the LOAN contract, you are in a mess.

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โˆ™ 2004-11-19 10:31:46
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Q: What can you do if you are the primary buyer and the co-buyer who has the car is not making the payments and you cannot locate the car in Florida?
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You are the primary owner listed on your car loan and your husband was supposed to be a co - signer but they made him a co buyer and now he took your car what are your rights Can he do this legally?

I had a problem like this in Florida. the person-cobuyer took off with the car and didnt make the payments. There was not a thing I could do. The only thing you can do is try to get your hands on the car but you cannot cause a disturbance where the police are called. If you do get the car then he can do the same thing if he has a key. Maybe you can get the ignition switch changed if you get your hands on the car.


Can a co-signer call for payment in full if the loan is not being paid?

The co-signer has no inherent authority to "call for" the payment in full of the loan. If the primary borrower is missing payments it is likely they cannot afford to repay the loan. In fact, if payments are being missed by the primary borrower the co-signer's responsibility will kick in and the lender will go after the co-signer for full payment of the loan.The co-signer has no inherent authority to "call for" the payment in full of the loan. If the primary borrower is missing payments it is likely they cannot afford to repay the loan. In fact, if payments are being missed by the primary borrower the co-signer's responsibility will kick in and the lender will go after the co-signer for full payment of the loan.The co-signer has no inherent authority to "call for" the payment in full of the loan. If the primary borrower is missing payments it is likely they cannot afford to repay the loan. In fact, if payments are being missed by the primary borrower the co-signer's responsibility will kick in and the lender will go after the co-signer for full payment of the loan.The co-signer has no inherent authority to "call for" the payment in full of the loan. If the primary borrower is missing payments it is likely they cannot afford to repay the loan. In fact, if payments are being missed by the primary borrower the co-signer's responsibility will kick in and the lender will go after the co-signer for full payment of the loan.


Can child support paid to the custodial parent be garnished if they owe other debts?

No. Child support payments cannot be garnished.No. Child support payments cannot be garnished.No. Child support payments cannot be garnished.No. Child support payments cannot be garnished.


Can your cosigner take your car if you have been making payments on time?

The cosigner issue here is misplaced. The liability of a cosigner comes into play if the primary owner of the car cannot make payments. In the case presented, the primary borrower is doing fine. There is nothing a cosigner can do to take a car away.


What should you do if you are the primary on your car loan but the cosigner has been paying and you cannot afford the payments any longer?

Sign off your interest in the vehicle to the primary, letting him/her have the right to sell or drive the vehicle. Either way, the primary needs to have control of the property that he/she is paying for.


What can be done to you in Florida if you are the cosigner on a vehicle that is up for repossession but your husband is in possession of the vehicle and they cannot find it?

They will come to you for the money if they can't find him. It will be on your credit as a repo as well. As a co-signer, you sign that you will take over payments if the signer fails to make the payments.


Can a lien take your child support?

No. A judgment creditor cannot take possession of child support payments to satisfy a lien.No. A judgment creditor cannot take possession of child support payments to satisfy a lien.No. A judgment creditor cannot take possession of child support payments to satisfy a lien.No. A judgment creditor cannot take possession of child support payments to satisfy a lien.


If you cannot make payments on your loan what can i do?

If you cannot make the payments on your loan, you can request a deferment or call the Direct Loan Servicer and have all of your repayment options explained to you.


Can you protect yourself from being liable if you are a co signer?

No, that's the point of being a co-signer. Your role is to make sure the payments are made. If the primary person on the loan cannot make the payments, the co-signer is responsible for covering the payments. If a cosigner was not held responsible for the loan, it wouldn't make much sense to even have a co-signer.


Can a creditor repossess property if you are making payments?

no they cannot


Can a mortgage borrower apply for court foreclosure?

No. A borrower cannot "apply" for foreclosure. A bank commences a foreclosure when the borrower defaults on their mortgage payments.No. A borrower cannot "apply" for foreclosure. A bank commences a foreclosure when the borrower defaults on their mortgage payments.No. A borrower cannot "apply" for foreclosure. A bank commences a foreclosure when the borrower defaults on their mortgage payments.No. A borrower cannot "apply" for foreclosure. A bank commences a foreclosure when the borrower defaults on their mortgage payments.


What are the options if a co signer of a student is retired and cannot afford the payments?

Once you co-sign you are responsible for the loan until the loan is paid off. Retirement does not change your obligations under the loan. If the primary fails to make payments the lender will go after you.Once you co-sign you are responsible for the loan until the loan is paid off. Retirement does not change your obligations under the loan. If the primary fails to make payments the lender will go after you.Once you co-sign you are responsible for the loan until the loan is paid off. Retirement does not change your obligations under the loan. If the primary fails to make payments the lender will go after you.Once you co-sign you are responsible for the loan until the loan is paid off. Retirement does not change your obligations under the loan. If the primary fails to make payments the lender will go after you.


Is a cosigner liable for an automotive repossession in Michigan?

When you cosign for an automobile purchase you are typically liable for an automobile repossession in Michigan. The reason why is because you are responsible for car payments as a cosigner if the primary debtor cannot pay.


Can a primary key have a blank or null value entered into its cell?

No. A Primary Key is the Unique identifier and cannot be null and cannot be duplicate.


How do you carry two primary weapons on batffiled3?

You cannot. You have a primary and a secondary. You have to have a secondary.


Does the primary lease holder on a car lease have any liability if the car is in an accident if the car is registered and insured by the co-signers of the lease who is not the primary?

If others who are co-signed on the car are in an accident, and cannot afford to pay and charges or fees as a result of that accident, then yes, as a co-signer the primary lease holder will be liable for those oustanding payments.


Making car payments can your car be repo?

If your paying for the car, they cannot!


If paying child suporrt for a child that is not mine do you still have to pay the back child suporrt?

In 20 states you cannot stop paying. In 29, you must file a claim within two years of beginning to pay. In Florida, you must be current in your payments to file to have future payments stopped. see links below


How do you get a medical marijuana card in Florida?

You cannot get a Medical Marijuana card in Florida.


Is the surviving spouse responsible for outstanding debt on the voluntary repossession of a vehicle when they are a cosigner on the loan?

If there are payments outstanding, you, the co-signer, are responsible. That's the point of being a co-signer; you agree to pay the debt if the primary cannot.


Are elk secondary or primary consumers?

No they cannot.


In Florida you and ex are on loan you as primary you returned truck he was not paying you live on disability will they go after him once you show you have no means to pay?

Yes, if he is a co-borrower or a co-signer he will be subject to collection procedures if the lender cannot recover the deficiency and fees owed from the primary borrower.


If you make double payments for a year for the next year will you be required to make normal payments or can you get away with making no payments until the 3rd year?

You cannot skip a year even if you made double payments for the first year, the bank considers those payments extra and hopefully you made sure the payments went to the principle, not the interest.


What can and cannot be garnished from your retirement?

Monthly child support payments can be garnished from retirement.


What type of home mortgage has payments that CANNOT change?

fixed-rate mortgage