Retirement Planning
Medicare and Medicaid
Healthcare Coverage While Pregnant

What can you do if you can't afford medical care when you are pregnant have no insurance and can't get Medicaid?

Top Answer
User Avatar
Wiki User
Answered 2015-07-17 17:30:34

Can you get state assistance? I'm not sure what Medicaid is, sorry if it's state assistance. Some options are looking into a free clinic. They have low to no fees depending on your income. Or going to a doctor that will work with you on a payment plan during and after they baby is born. That may be difficult to find, I'm not sure. There are plenty of options. Call a few doctors and talk with them. They may be able to help you find insurance of some other way to have your baby safely in a hospital.

With my experience we couldn't afford health care either & I applied for medicaid & got turned down. Over & over again. My friend told me if I quit & only my husband worked we would get approved for medicaid & she was right. When I quit my job & reapplied for medicaid it got approved.

If you and your husband are both working and your income is "too high" to qualify for Medicaid, you can claim that the two of you are separated so only the mother's income will count toward the qualifications. That has helped some people I know get Medicaid.

User Avatar

Your Answer

Still Have Questions?

Related Questions

What is the purpose of Medicaid?

Medicaid is to help those people who are not offered health insurance thru their employer or cannot afford it.

Lower Cost Health Insurance Through Medicaid?

Sometimes, the cost of employer sponsored health insurance can be too much. For the unemployed and very low income, there may not even be any available health insurance. One solution to this problem is to look for the Medicaid programs in your state. Every state has a Medicaid program, although the names are all different, which is designed to cover those who do not have health insurance or who cannot afford it. For those who have no access to health insurance, Medicaid can provide nearly free coverage. For those who do have access through their employer but cannot afford it, Medicaid may be a very low cost option. Health insurance is critical to have in case of emergencies and there are many ways to get insurance if you do not currently have any.

Where can one get low cost medical insurance?

If you do not make enough to afford health insurance, your state may have programs to help you depending on your needs. For example, Indiana has medicaid, but also Hoosier Healthwise that you pay into. You can also look into sliding scale fee doctors in your area.

Can you carry medical insurance for your niece?

If you adopted your niece and had legal responsibility for her, then you could cover her as a dependent on your plan. You could buy a health insurance plan for her, though child-only plans are relatively rare. If her parents cannot afford health insurance, you could help them find out whether your niece qualifies for Medicaid. Medicaid covers children in low-income families. See related link for more information.

What can you do if you have health insurance but still cant afford to go to the doctor You are seemingly for obvious reasons excluded from any health department programs and medicaid. Stuck in middle?

Your health insurance does not prevent you from qualifying for Medicaid. Medicaid is based upon family income and assets, not on health insurance. Don't assume that health department programs exclude people who have insurance. Call and ask, and explain your situation. There are lots of people with similar issues. If you do no qualify for Medicaid, you can ask your doctor's office for help. They could offer you a payment plan, and they may have other ideas and options for you.

What is the Chip Health Insurance program?

The CHIP in CHIP Health Insurance is an acronym representative of Children's Health Insurance Program. It is a government sponsored program that covers children whose families do not meet the requirements for Medicaid but cannot afford to purchase standard health insurance.

Is there a way to get free health insurance?

Medicaid is a wonderful program that offers health insurance for low income persons. It's easy to apply for and fairly easy to qualify for as well. It's a safe option for people who can't afford other insurance.

Who's auto insurance is responsible for medical if the other driver does not have insurance?

This is a no brainer ... if the other driver has no insurance, how possibly could their non-existent insurance be responsible for medical? The only recourse here is to take the other driver to court and sue for damages. Chances are you will still get nothing - most likely if someone cannot afford auto insurance, they certainly could not afford any out of pocket medical expenses. This is why most motorists have to carry under-insured and un-insured auto insurance on their policies ... for your own protection.

Will Obama have the same insurance plan as you?

The people that can afford to pay for a better insurance I m sure will do so but this way millions of adults and children will be sured medical care.

Does Medicaid pay for tooth extraction?

Yes medicare and medicaid pay for tooth extractions but medicare does not cover anesthesia so Lots of painful needles NEITHER cover real dental care that's a supplemental insurance you have the option to buy even if you can't afford it.

What is the best company for family medical insurance?

Family medical insurance cost can devastate a families budget. There are many companies that provide exactly what you need at a price you can afford. Call and let us evaluate your needs today.

What are countries have Medicaid program?

Nearly every industrialized country has some provision for health insurance, including for those who cannot afford to purchase it on their own. The US is virtually unique in this regard.

Will there still be state medicaid for people who cant afford health insurance?

State medicaid is available to people who meet the income standards (i.e. have income lower than a certain percentage of Federal Poverty Limits), and/or who are deemed disabled by Social Security Administration. It's not based upon whether the person can afford private health insurance. Under health reform, states can choose to offer medicaid to all people whose incomes are lower than 133% of Federal Poverty Limits. Watch for news in your state about this -- it may come in 2014.

How much does individual medical insurance cost there the military?

Yes, the military offers individual medical insurance called Tricare for it's employees, retirees and dependents. Medical insurance cost through the military are usually afford and obtainable. Speak with a HR representative or an agent for Tricare to learn what options might be right for you.

What happens if you cannot afford auto insurance?

Most states require insurance. You should think of auto insurance as part of the cost of owning a car... if you can't afford the insurance, you can't afford the car and shouldn't have one.

If you want to become pregnant but you don't have insurance what do you suggest?

I suggest getting insurance somewhere. It is very expensive to have a baby. With all of the prenantal care and the hospital stay. Even if it were a perfect birth and you were only in the hospital one day or less, it would still be very expensive. If you or the baby needed extra medical care or needed to stay in the hospital longer, it would go way up. Check with your state about getting state covered insurance. There are also some companies that you can buy insurance from privately. Or the last option is just to pay for all expenses yourself if you can afford it or work out a payment plan with the doctor and hospital. Another thing is that after the baby is born, it will need insurance for all of the doctors visits and vaccinations that will be needed. You may be able to get the baby covered by the state even if you aren't covered by them or don't qualify. Good luck! If you can afford to get health insurance you should get it before the get pregnant. If you cannot afford health insurance you SHOULD NOT GET PREGNANT. Nobody should plan on getting pregnant if they can't afford to care for the baby the way it needs to be cared for. Be responsible. Wait for insurance. A child is unexpected medical cost and hospital expenses cost more than you'll ever be able to pay off since the added expense of a child. Don't be selfish think of your child.

What is the most important kind of insurance?

Health Insurance, if you can afford it.

What are the best medical plans?

The best medical plans are plans that offer insurance. This way a customer can pay off the insurance with no big bills to foot at short notice. It also covers unexpected bills and bills that may be higher than expected or can afford.

What do you need when you buy a motorcycle?

The best protective equipment you can afford. A motorcycle license. Have gone through a motorcycle school. The best medical and auto insurance that you can afford. These would be the basic requirements before buying a bike.

Which companies offer affordable health insurance quotes?

Most health insurers offer reasonable plans, from Nationwide to Aetna. The difficulty in paying less for health insurance is more often about qualifying for a low rate more than anything else. This entails being healthy and with a good medical history. Another possible option is government-assisted health care. Services like Medicaid exist to help people who cannot afford standard insurance.

Which type of auto insurance coverage is more important?

Liability. Without it and charged with fault of an accident you face enormous fines and will have to pay medical bills for everyone injured in the crash. Don't cheap out on auto insurance ... ever. The risks are not worth ii. If you can afford the fancy mobile phone with all the perks then you can afford proper auto insurance.

I'm worried I can't afford my bariatric surgery. How much does it cost Will medicaid cover some of it?

Bariatric surgery is about 20 thousand with aftercare. Medicaid may pay for some of you cost, but will not likely cover the entire procedure. The surgery must be needed because of other medical conditions besides obesity.

Is bodily injury liability car insurance less expensive than most car insurance?

Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.

What do you do if you get into a car accident with no insurance and you are claimed to be at fault?

You pay all of the expenses out of pocket. Medical, car, everything. Also get a lawyer because if you cannot afford to make the repairs you can get sued by either the other driver or there insurance to get the money back from you not having insurance.

Still have questions?

Trending Questions
How to Make Money Online? Asked By Wiki User
Best foods for weight loss? Asked By Wiki User
Does Neil Robertson wear a wig? Asked By Wiki User
Unanswered Questions
How old is zak beggans? Asked By Wiki User
Does arsenio hall have ms? Asked By Wiki User