Can you get state assistance? I'm not sure what Medicaid is, sorry if it's state assistance. Some options are looking into a free clinic. They have low to no fees depending on your income. Or going to a doctor that will work with you on a payment plan during and after they baby is born. That may be difficult to find, I'm not sure. There are plenty of options. Call a few doctors and talk with them. They may be able to help you find insurance of some other way to have your baby safely in a hospital.
With my experience we couldn't afford health care either & I applied for medicaid & got turned down. Over & over again. My friend told me if I quit & only my husband worked we would get approved for medicaid & she was right. When I quit my job & reapplied for medicaid it got approved.
If you and your husband are both working and your income is "too high" to qualify for Medicaid, you can claim that the two of you are separated so only the mother's income will count toward the qualifications. That has helped some people I know get Medicaid.
Medicaid is to help those people who are not offered health insurance thru their employer or cannot afford it.
Sometimes, the cost of employer sponsored health insurance can be too much. For the unemployed and very low income, there may not even be any available health insurance. One solution to this problem is to look for the Medicaid programs in your state. Every state has a Medicaid program, although the names are all different, which is designed to cover those who do not have health insurance or who cannot afford it. For those who have no access to health insurance, Medicaid can provide nearly free coverage. For those who do have access through their employer but cannot afford it, Medicaid may be a very low cost option. Health insurance is critical to have in case of emergencies and there are many ways to get insurance if you do not currently have any.
If you do not make enough to afford health insurance, your state may have programs to help you depending on your needs. For example, Indiana has medicaid, but also Hoosier Healthwise that you pay into. You can also look into sliding scale fee doctors in your area.
If you adopted your niece and had legal responsibility for her, then you could cover her as a dependent on your plan. You could buy a health insurance plan for her, though child-only plans are relatively rare. If her parents cannot afford health insurance, you could help them find out whether your niece qualifies for Medicaid. Medicaid covers children in low-income families. See related link for more information.
The CHIP in CHIP Health Insurance is an acronym representative of Children's Health Insurance Program. It is a government sponsored program that covers children whose families do not meet the requirements for Medicaid but cannot afford to purchase standard health insurance.
Medicaid is a wonderful program that offers health insurance for low income persons. It's easy to apply for and fairly easy to qualify for as well. It's a safe option for people who can't afford other insurance.
Your health insurance does not prevent you from qualifying for Medicaid. Medicaid is based upon family income and assets, not on health insurance. Don't assume that health department programs exclude people who have insurance. Call and ask, and explain your situation. There are lots of people with similar issues. If you do no qualify for Medicaid, you can ask your doctor's office for help. They could offer you a payment plan, and they may have other ideas and options for you.
This is a no brainer ... if the other driver has no insurance, how possibly could their non-existent insurance be responsible for medical? The only recourse here is to take the other driver to court and sue for damages. Chances are you will still get nothing - most likely if someone cannot afford auto insurance, they certainly could not afford any out of pocket medical expenses. This is why most motorists have to carry under-insured and un-insured auto insurance on their policies ... for your own protection.
The people that can afford to pay for a better insurance I m sure will do so but this way millions of adults and children will be sured medical care.
Nearly every industrialized country has some provision for health insurance, including for those who cannot afford to purchase it on their own. The US is virtually unique in this regard.
Family medical insurance cost can devastate a families budget. There are many companies that provide exactly what you need at a price you can afford. Call and let us evaluate your needs today.
Yes medicare and medicaid pay for tooth extractions but medicare does not cover anesthesia so Lots of painful needles NEITHER cover real dental care that's a supplemental insurance you have the option to buy even if you can't afford it.