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I had a similar problem. I was actually unable to find a solution, and the employees of more than one college financial aid office that I spoke with had NO advice and were not helpful. I have actually been unable to get even HALF as much funding as I need, since Stafford is a joke, if you're going to a University. Also, my parents were ineligible for a Plus loan. I got a little more money as a result of this, but not much. I definitely wish you luck.

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โˆ™ 2006-08-27 11:17:31
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Q: What can you do if you have no credit history and no cosigner and can't get a student loan and are ineligible for the 60 or 70 grants you researched and FAFSA didn't give you half of what you need?
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Related questions

Do average college freshmen need a cosigner when getting Chase student loans?

Most freshman will in fact need a cosigner for loans. The need of a cosigner is dependent on how much good credit history the student has available. So, if for example the student was in their late 20's and had successfully paid all debt prior they would not need a cosigner.


Am I eligible for alternative student loans?

Most private student loans applicants are required to have a cosigner, especially undergraduates or students who don'tt have a steady income or credit history. The cosigner is required to sign the loan document, but the student is the primary borrower. By signing, the cosigner agrees to be fully responsible for repaying the loan if the student does not fulfill his or her obligations.


Can a student get a student loan without a cosigner when they have bad credit and no job?

no you do have to have a cosigner with good credit in order to get a student loan.


Do student loans require a cosigner?

No, for the majority of student loans available in the United States you will not need a cosigner. However, for private loans, you will need a cosigner.


Is it possible to obtain a student loan without a cosigner?

It is possible to obtain a Student Loan without a Cosigner if you apply through a Government Loan Program. One such Program is the Stafford Loans. You do not need an Income or Credit History to receive a loan.


How can you obtain a student loan without a cosigner?

You can get a federal loan also known as Stanford loan, as it isn't based on your credit history it doesn't need a cosigner. Private loans also don't need credit history and other stuff.


Need a student loan and have no cosigner?

In some cases a cosigner may not be needed for a student loan. Check with your college's financial aid office.


What do you need to qualify for student loans without cosigner?

Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.


How do you get a student loan without a cosigner?

SallieMae.com offers loans to sophomore or higher college students with out a cosigner.


How can I get a student loan without a cosigner?

Although it is very difficult to get loan without cosigner. Majority of the students don't apply because they don't have any cosigner. But now a day many organization are helping such student who don't have any cosigner. You can apply for such loan that not required cosigner. These loans called no cosigner student loans. You can find a detailed procedure through link that is in "Related Links"


Can you get a student loan without a cosigner?

Yes if you are a US Citizen you may get a loan without a cosigner. However, your % will be higher in terms of interest. As a result it is best to have a cosigner.


What is a creditworthy cosigner for a private student loan?

a secured loan

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