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Mark, you should be prepared to PROVE any recent damage to your vehicle. Scamming to repo comapny about 'damages" is old news. I'll admit, it DOES happen. But not as often as you might like to think. Usually, when someone comes to P/U a repoed car screaming damage, you KNOW they have been primed by the scam artists. The wheel lift trucks in use today are designed for DAMAGE FREE towing. Good Luck Do not waste your time and energy with the repo they are agents for the lenders sue the lender either in small claims or with a lawyer. At least you will bring the lenders attention to the scum they employ.

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โˆ™ 2005-05-05 03:03:10
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Q: What can you do to protect your rights in the event your vehicle was damaged during repossession?
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What should you do if the car was damaged while wrongfully repoed?

Every state requires repossession agents to carry insurance. If the vehicle is damaged during a repossession or especially a wrongful repossession, the agency that secured the unit must have it repaired at their own cost, or as a matter of insurance claim. Remember, do not sign for acceptance on the repairs until you are absolutely satisfied that they have been done properly.


If your car was hit and damaged during repossession what rights do you have?

CALL a local attorney NOW.


Who is responsible for damage to a vehicle during a repossession?

the person the vehicle was leased to is responsible as they are the ones that have caused the vehicle to need to be repossessed.


Can a repo man ram your vehicle while you are still in it?

No. You can not be pulled over or forced out of your vehicle during a repossession. It has to, by law, be accomplished "peacably."


Is it legal to carry a firearm during a repossession?

Repossession of what? Who? The repo agent?


What do you do when your vehicle has been repossessed during an insurance claim in Texas?

Same as any other repossession, CALL the LENDER. Work something out.


What are my rights if a commercial vehicle is illegally repossessed?

Well, first, you'd have to explain how the repossession was illegal. There really isn't any such thing as "illegal repossession"... repossession is a legal process by which a lien holder can recovery property which does belong to them in response to a delinquency of payment or violation of the contract.A vehicle which has no grounds for repossession but was taken was not repossessed - that's theft, plain and simple, and if that's the case, then you'd file a police report, an investigation would commence, arrests would be made, and you'd either recover your vehicle or get an insurance payment if the vehicle was unrecoverable. I'm guessing that's not the case, since you're asking this question here.State laws on time which a delinquency must continue for before seizure of assets can be made varies by state... if this law was violated, then you're going to have to lawyer up and take the legal route against the lienholder (the repossessor is not liable in this instance, as they are contractors following the instructions of the lien holder).A criminal act on the part of the repossession agency has occurred if...A locked gate is breached in the course of the repossession.A secured building is unlawfully entered in the course of the repossession.A vehicle other than the one being repossessed was entered without permission during the course of the repossessionProperty damage occurs during the course of the repossession.In the case of a commercial vehicle, a cargo payload is taken with the vehicle.A trailer attached to the repossessed vehicle which itself is not up for repossession is taken with the vehicle.In those instances, a police report needs to be filed. However, if the repossession itself is legit, that still won't get you the vehicle back.


Is the lender or the repossesion agent responsible for a vehicle that is damaged during recovery action in Missouri?

The lender is always responsible for any damages to the vehicle itself.


Who is responsible for damage to the yard during a repossession in Florida?

The LIENHOLDER is ultimately responsible for anything that happens during a self help repossession.


If your vehicle was damaged during repossesion is the repo company liable?

Yes. If someone damages your property, they're liable.


Will windshield covers protect a dashboard from fading?

Windshield covers will protect a dashboard from fading, and also will protect the vehicle's seats, seatbelts, and gear from getting hot during summer months. During Winter months it will simply protect from accumulating snow and ice on the windshield.


Can a repo agent damage personal propery during a repo?

No, the repossession agency must return your personal property undamaged. Usually you have to go pick it up. If your property is damaged, the agency should have insurance.


Can you drive a vehicle with a damaged rear stabilizer bar?

Yes you can. Caution is advised as handling characteristics may have changed, particularly during cornering.


Your car was inappropriately repossessed and returned It has driven oddly since then The tracking arm is bent the mechanic says the repo guy did it No one is taking responsibility What do you do?

If the car was damaged during the repossession, then take the tow company to small claims court. You better have written proof from that mechanic that they damaged the car our you will loose.


What did Ramses 2 have built during his reign?

he restored the damaged sphinx when it had been damaged during his reign


Can a payment be made during a repossession?

No. They're not there to collect money, they are there to reposess.


Can you go to jail for not surrendering the vehicle during repossession?

No you cant be taken to jail for that you have done no crimes at all it is not a crime not being able to pay your car even if you do it on purpose, not paying for the vehicle. Other wise allot of people would be taken to jail especially now with the economy down.


What if repossession agent damages RV or personal property during repossession under Texas law?

Then they're liable for the damages. You need to file a police report immediately.


What is legal during a car repossession in Ohio?

NONE OF THE ABOVE. Call an attorney ASAP.


What is a contingency repossession?

One where the repossession agency receives no fees to cover the expenses incurred in the efforts expended during the recovery process unless the unit is actually recovered. No repo, no money.


A vehicle meets with an accident prior to delivery at Show room. And show room replaces the damage parts with new part. Can this vehicle be considered as new vehicle.?

Yes as it has not been sold or registered yet. Many vehicles are smashed and damaged during the manufacturing process and no one is the wiser.


What is the device will not protect a computer during a blackout?

Anything that is not a UPS will not protect a computer during a blackout


We just installed our power booster in our car now it won't change gears so what do i do?

What type of vehicle? Ensure no wires or anything have been pinched or damaged during power booster replacement.


How much protection does a car cover offer during winter months?

Especially in extreme climates, car covers offer a great deal of protection for the body of your vehicle. Placing a car cover on your vehicle will protect the finish and the value of your car.


When the lender contracts out for the a rept to a CA repo agent and that party contracts to a 2nd party Texas agent to complete who is responsible for the damages incurred during the repo?

Regardless of who the agent is that actually repossesses a vehicle the responsibility will remain with the agency that actually accomplished the repossession, however, the Creditor is ultimately responsible for the actions of the agents that they assign an account to. The assigning agency, if they had no actual part in the repossession will probably not be responsible.