Need to know the year and make, It would help answer.
That usually means the engine is lean. Could be a vacuum leak.
not downshifting.
It could be low on water and stuff, fill it.
Yes it is normal. That is the temperature that the engine was designed to operate.
A vacuum leak could do that. If the check engine light is or has been on, have the vehicle scanned for codes.
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the normal is regular and a reverse is better
Normal would be 180-210
clogged cat
195 to 210 is normal
It's lean. You have to figure out why.
Best 180 normal 195 smog engine 210