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A chapter 13 would probably be allowed if the person can present an acceptable plan of repaying creditors to the the trustee. The involved party might wish to discuss other options with a qualified attorney before making the decision to file any type of BK. Pension and disability benefits are exempt from creditor garnishment. Therefore the debtor might wish to learn what property he or she owns that could be attached by creditor judgment. Most attorneys offer free or minimal fee consultation. State bar associations and the American Bar Association offer a free attorney referral service. American Bar Association, http://www.abanet.org

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Q: What could happen to you if you filed a Chapter 7 and then asked for a conversion to a 13 because you started getting workmens comp checks but you live off your pension funds since your umemployment?
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